4110 127th St W, Cortez, FL 34215 Property Records

Manatee County property record for 4110 127th St W, Cortez, FL 34215

Property Summary

Property Type	County Owned (Exempt)
Details	2 bd · 1 ba · 864 sqft · built 1910
Lot Size	0.605 acres (26,334 sqft)
Owner	Company Name on Record
Last Sale	$13,000,000 (Jan 2025)
Tax Bill	$3,619 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2025 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`76080-0015-9`

Property Details

APN / Parcel Number

Primary APN	`76080-0015-9`
Alternative APN	`3516037608000159`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,088 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1962
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	26,334 sqft (0.605 acres)
View / Lot	Canal Front
Porch	Patio
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	4323 127TH ST W
City	CORTEZ
State	FL
Zip	34215-2507
Property Category	Public Works
Property Type	Public Works > County Owned (Exempt)
Local Zoning Code	RDD-6,GC
Legal Description	PARCEL A: COM AT THE SE COR OF THE NE1/4 OF SEC 3; TH S 01 DEG 02 MIN 15 SEC W, ALG THE E LN OF SD SEC 3, 219.60 FT TO THE INT WITH THE C/L OF SR 684 (CORTEZ RD); TH N 64 DEG 08
Legal Range	16E
Legal Township	35S
Legal Section	03
Legal Subdivision	CORTEZ ADDITION TO CORTEZ AMENDED PLAT
Legal Tract	07531000
Legal Lot Number	V011
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1015
Census Tract	1107

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1000, BRADENTON, FL 34206-1000
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage 2538532 ONTARIO INCORPORATED
Jan 3, 2025	Warranty Deed, Transfer
Jul 3, 2018	Grant Deed, Mortgage · Line of Credit KAY FAM INVS INC
Mar 5, 2018	Loan Modification, Mortgage · Line of Credit BANK OF OZARK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	Oct 7, 2014 · Amount on Record
Deed Document Number	2025588
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	12TH ST W, CORTEZ, FL 34215
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041086277
Date	Aug 10, 2023
Instrument	202341086277

Lender

Name	2538532 ONTARIO INCORPORATED
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 3, 2025
Property Address	12TH ST W, CORTEZ, FL 34215
Document Number	0041000588
Map Reference	MB 2 PG 59
Instrument Date	Dec 28, 2024
Instrument	202541000588
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$91,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1944 FOWLER DRIVE, ONTARI XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1000, BRADENTON, FL 34206-1000
Investor	Possibly a Property Investor

July 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 3, 2018
Property Address	4319 127TH ST W, CORTEZ, FL 34215-2507
Document Number	0027364400
Book / Page	002736 / 004400
Instrument Date	Jun 25, 2018
Instrument	41068311
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1944 FOWLER DR,

Mortgage

Document Number	27364400
Date	Jul 3, 2018
Book Page	002736/004400
Instrument	41068311

Lender

Name	KAY FAM INVS INC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Recording Date	Mar 5, 2018
Property Address	4319 127TH ST W, CORTEZ, FL 34215-2507
Document Number	0027166561
Book / Page	002716 / 006561
Instrument Date	Feb 28, 2018
Instrument	41021618
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 N TAMIAMI TRL SARASOTA FL 342365574, SARASOTA, FL 34236-5574

Mortgage

Document Number	27166561
Date	Mar 5, 2018
Book Page	002716/006561
Instrument	41021618

Lender

Name	BANK OF OZARK
Type	Bank
Address	100 5TH ST S, ST PETERSBURG, FL 33701-4112

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 4, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,043 (-) Land $266,043	$266,043 (-) Land $266,043
2025	Additional exemption filed	$266,043 (+0.82%) Land $266,043	$266,043 (+0.82%) Land $266,043
2024	$3,619.00 (-0.74%)
2023	$3,646.00 (-20.22%)	$263,879 (-19.66%) Land $263,879	$263,879 (-19.66%) Land $263,879
2022	$4,570.00	$328,450 Land $328,450	$328,450 Land $328,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 387 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 470 condo units
Nearby Flood Claims	210 (1982–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 18 claims Hurricane Helene, Sep 2024 · 144 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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