Wapello County property record for 411 Wood St, Eldon, IA 52554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,224 sqft · built 1873 |
| Lot Size | 0.23 acres (10,032 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Oct 2024) |
| Tax Bill | $1,074 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002370010378000 |
| Primary APN | 002370010378000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1873 |
|---|---|
| Effective Year Built | Effective 1873 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,032 sqft (0.23 acres) |
| Lot Dimensions | 132 ft deep x 76 ft wide |
| Porch | Slab |
| Porch Area | 98 sqft |
| Deck Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 411 WOOD ST |
|---|---|
| City | ELDON |
| State | IA |
| Zip | 52554-7711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELDON ORIGINAL LOT 1 BLK 23 W 10' LOT 2 BLK 23 (411 WOOD) |
| Legal Subdivision | ELDON ORIG |
| Legal Block | 23,411 |
| Legal Lot Number | 1,2 |
| Jurisdiction | WAPELLO IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 961100 |
Source: Wapello County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 WOOD ST, ELDON, IA 52554-7711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK |
| Oct 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY 1ST CU |
| Jul 6, 2022 | Contract Sale, Transfer · Seller Carry-Back JERRY POTTS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Deed Book / Page | 2024 / 4052 |
| Prior Transfer Date | Feb 25, 2019 |
| Prior Transfer Doc | 0000000767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAPELLO IA |
| Property Address | 411 WOOD ST, ELDON, IA 52554-7711 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02021/0779 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 2021/0779 |
| Instrument | 2021 0779 |
| Name | SOUTH OTTUMWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAPELLO IA |
| Recording Date | Oct 30, 2024 |
| Property Address | 411 WOOD ST, ELDON, IA 52554-7711 |
| Document Number | 02024/4052 |
| Book / Page | 2024 / 4052 |
| Instrument Date | Oct 21, 2024 |
| Instrument | 2024 4052 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 WOOD ST, ELDON, IA 52554-7711 |
| Document Number | 0020244053 |
|---|---|
| Date | Oct 30, 2024 |
| Instrument | 2024 4053 |
| Name | COMMUNITY 1ST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Nov 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 12.3% |
| Document Number | 02024/4200 |
|---|---|
| Date | Nov 8, 2024 |
| Book Page | 2024/4200 |
| Instrument | 2024 4200 |
| Name | COMMUNITY 1ST CU |
|---|---|
| Type | Credit Union |
| Address | OTTUMWA, IA 52501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 9.37% |
| Margin | 3 |
| Max Rate | 12.3% |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | WAPELLO IA |
| Recording Date | Jul 6, 2022 |
| Property Address | 411 WOOD ST, ELDON, IA 52554-7711 |
| Document Number | 02022/2788 |
| Book / Page | 2022 / 2788 |
| Instrument Date | Jul 5, 2022 |
| Instrument | 2022 2788 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 WOOD ST, ELDON, IA 52554-7711 |
| Document Number | 0020222788 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022 2788 |
| Name | JERRY POTTS |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Wapello County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Wapello County |
| Municipality | Eldon City |
| Unified School District | Cardinal Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,074.00 (-9.9%) | $67,530 (-) Land $2,190 Building $65,340 | $67,530 (-) Land $2,190 Building $65,340 |
| 2025 | $67,530 (+15.59%) Land $2,190 Building $65,340 | $67,530 (+15.59%) Land $2,190 Building $65,340 | |
| 2024 | $1,192.00 (+56.43%) | ||
| 2023 | $58,420 Land $2,190 Building $56,230 | $58,420 Land $2,190 Building $56,230 | |
| 2022 | $762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1980–2021) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELDON WATER SUPPLY serves 927 people · EPA ID IA9053004 |
|---|---|
| Water Source | Purchased groundwater from WAPELLO RURAL WATER ASSOC. |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Citizens Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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