411 Willow St, Payson, IL 62360 Property Records

Adams County property record for 411 Willow St, Payson, IL 62360

Property Summary

Property TypeSingle Family Home
Lot Size0.4 acres (17,496 sqft)
OwnerIndividual Name on File
Last Sale$92,400 (Jan 2024)
Tax Bill$2,944 (2024)
Deeds & MortgagesJan 2024 Sale & Mortgage
Aug 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN180069000000

Property Details

APN / Parcel Number

Primary APN180069000000

Exterior

Lot Area17,496 sqft (0.4 acres)

Location & Zoning

Street Address411 WILLOW ST
CityPAYSON
StateIL
Zip62360-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 6 BRIARWOOD SUB LOT 4
Legal Range7W
Legal Township3S
Legal Section17
Legal SubdivisionBRIARWOOD SUB
Legal Block6
Legal Lot Number4
JurisdictionADAMS IL
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3029
Census Tract10302

Owner

411 Willow St is owned by an individual who bought it in January 2024.

Source: Adams County records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 410, LITCHFIELD, IL 62056-0410
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Special Warranty Deed, Transfer · Conventional Mortgage
BANK & TRUST CO
Aug 23, 2023Sheriff's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2024 · Amount on File
Deed SaleJan 4, 2024 · Amount on File
Deed Document Number202469
Record UpdatedJun 8, 2026

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS IL
Recording DateJan 4, 2024
Property Address411 WILLOW ST, PAYSON, IL 62360-1126
Document Number2024R00069
Instrument DateNov 30, 2023
Instrument2024R-00069
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$138.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 WILLOW ST, PAYSON, IL 62360-1126

Mortgage

Document Number2024R00070
DateJan 4, 2024
Instrument2024R-00070
Lender
NameBANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 28, 2053
Interest
Rate TypeAdjustable Rate
Rate8.5%

August 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionADAMS IL
Recording DateAug 23, 2023
Property Address411 WILLOW ST, PAYSON, IL 62360-1126
Document Number2023R04937
Instrument DateAug 17, 2023
Instrument2023R-04937
Transaction TypeForeclosure
Record UpdatedSep 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionPayson Township
MunicipalityPayson Village
Unified School DistrictPayson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,200 Land $8,580 Building $46,620$165,600 Land $25,740 Building $139,860
2024$2,944.00
2022$45,230 Land $7,020 Building $38,210$135,690 Land $21,060 Building $114,630
2021$2,702.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 411 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAYSON
serves 1,386 people · EPA ID IL0010550
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
700 / 300
Verizon
Fixed Wireless
300 / 20
Illinois Net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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