McLean County property record for 411 Willard Ave, Bloomington, IL 61701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,440 sqft · built 1925 |
| Lot Size | 0.117 acres (5,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Mar 2026) |
| Tax Bill | $4,313 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2007 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-03-387-014 |
| Primary APN | 21-03-387-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 5,074 sqft (0.117 acres) |
| Lot Dimensions | 116 ft deep x 44 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Deck Area | 100 sqft |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 411 WILLARD AVE |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-5673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOE H SMITHS SUB BLK 2 CLERKS AD LOT 2 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 03 |
| Legal Subdivision | JOE H SMITHS SUB |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1800 |
Source: McLean County records · APN 21-03-387-014
Assessment roll updated April 8, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 WILLARD AVE, BLOOMINGTON, IL 61701-5673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Oct 12, 2007 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO |
| Oct 25, 2012 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Mar 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Deed Document Number | 20263697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 411 WILLARD AVE, BLOOMINGTON, IL 61701-5673 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202000008706 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020-00008706 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 411 WILLARD AVE, BLOOMINGTON, IL 61701-5673 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200700028197 |
|---|---|
| Date | Oct 12, 2007 |
| Instrument | 2007-00028197 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 411 WILLARD AVE, BLOOMINGTON, IL 61701-5673 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201200026965 |
|---|---|
| Date | Oct 25, 2012 |
| Instrument | 2012-00026965 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Mar 17, 2026 |
| Property Address | 411 WILLARD AVE, BLOOMINGTON, IL 61701-5673 |
| Document Number | 202600003697 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026-00003697 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | FTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 WILLARD AVE, BLOOMINGTON, IL 61701-5673 |
| Document Number | 202600003698 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026-00003698 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate | 6.25% |
|---|---|
| Change Frequency | 7 Years |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,759 (+23.68%) Land $11,663 Building $55,096 | $200,277 (+23.68%) Land $34,989 Building $165,288 | |
| 2024 | $4,313.00 (+7.58%) | ||
| 2023 | $4,009.00 | $53,976 Land $9,430 Building $44,546 | $161,928 Land $28,290 Building $133,638 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 697 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Frontier, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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