Bergen County and Northvale Borough property record for 411 White Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 1,342 sqft · built 1956 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $11,961 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2026 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00801-0000-00018 |
| Primary APN | 40-00801-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Street Address | 411 WHITE AVE |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75X140 (603,17) |
| Legal Subdivision | NORWOOD SUBURBAN HOME LAND CO |
| Legal Block | 801 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2200 |
Source: Bergen County and Northvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 WHITE AVE, NORTHVALE, NJ 07647-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 5, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION BUILDING TRADES FCU |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CLASSIC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2014 |
| Transfer Doc | 0016501287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 17, 2026 |
| Property Address | 411 WHITE AVE, NORTHVALE, NJ 07647-1523 |
| Document Number | 0000048849 |
| Book / Page | 5850 / 744 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202648849 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 411 WHITE AVE, NORTHVALE, NJ 07647-1523 |
| Document Number | 0000048849, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 5850/744 |
| Instrument | 202648849 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 411 WHITE AVE, NORTHVALE, NJ 07647-1523 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0056931948 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 5693/1948 |
| Instrument | 2026000627 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 411 WHITE AVE, NORTHVALE, NJ 07647-1523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0051711301 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 5171/1301 |
| Instrument | 2024006715 |
| Name | UNION BUILDING TRADES FCU |
|---|---|
| Type | Credit Union |
| Address | PARSIPPANY, NJ 07054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 15, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 411 WHITE AVE, NORTHVALE, NJ 07647-1523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0045661348 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 4566/1348 |
| Instrument | 2022015110 |
| Name | CLASSIC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MAYWOOD, NJ 07607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616,200 (+71.45%) Land $370,600 Building $245,600 | $616,200 (+71.45%) Land $370,600 Building $245,600 | |
| 2025 | $11,961.00 (+3.94%) | $359,400 (-) Land $244,800 Building $114,600 | $359,400 (-) Land $244,800 Building $114,600 |
| 2024 | $11,508.00 (+6.04%) | ||
| 2023 | $359,400 Land $244,800 Building $114,600 | $359,400 Land $244,800 Building $114,600 | |
| 2022 | $10,853.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1999–2021) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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