411 Whippet Run, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 411 Whippet Run, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,751 sqft · built 2007
Lot Size	11.2 acres (488,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,550,000 (May 2021)
Tax Bill	$32,876 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`109-091-21`

Property Details

APN / Parcel Number

Primary APN	`109-091-21`
Alternative APN	`109-091-21-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	5,751 sqft Living Area
Gross Area	6,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	488,613 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,563 sqft
Patio Area	1,563 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	411 WHIPPET RUN
City	WATSONVILLE
State	CA
Zip	95076-0304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LAND/RICHARD A MUELLER
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1016
Census Tract	122401

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Intrafamily Transfer, Transfer
May 11, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 11, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 8, 2020	Deed of Trust, Mortgage · SBA Mortgage WELLS FARGO BANK NA
Aug 9, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 3, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	202126808
Last Transfer Date	Jun 2, 2023
Transfer Doc	0000010080
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 7, 2023
Property Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304
Document Number	0000010080
Map Reference	VOL 44 PG 31
Instrument Date	Jun 2, 2023
Instrument	2023-0010080
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 11, 2021
Property Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304
Document Number	0000026807
Map Reference	VOL 44 PG 31
Instrument Date	May 6, 2021
Instrument	2021-0026807
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 11, 2021
Property Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304
Document Number	0000026808
Map Reference	VOL 44 PG 31
Instrument Date	May 5, 2021
Instrument	2021-0026808
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304

Mortgage

Document Number	0000026809
Date	May 11, 2021
Instrument	2021-0026809

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015878
Date	May 8, 2020
Instrument	2020-0015878

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN JOSE, CA 95113

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Due	May 5, 2020

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 9, 2019
Property Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304
Document Number	0000022943
Map Reference	VOL 44 PG 31
Instrument Date	Jul 29, 2019
Instrument	2019-0022943
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304

Mortgage

Document Number	0000022944
Date	Aug 9, 2019
Instrument	2019-0022944

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 3, 2017
Property Address	411 WHIPPET RUN, WATSONVILLE, CA 95076-0304
Document Number	0000014645
Instrument Date	May 2, 2017
Instrument	14645
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	411 WHIPPET RUN WATSONVILLE CA 950760304, WATSONVILLE, CA 95076-0304

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,815,406 (+2%) Land $1,656,121 Building $1,159,285
2025	$32,876.00 (+12.73%) Homeowner's exemption	$2,760,202 (+4.04%) Land $1,623,648 Building $1,136,554
2023	$29,164.00 (+1.77%) Homeowner's exemption	$2,653,020 Land $1,560,600 Building $1,092,420	$2,509,920
2022	$28,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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