Polk County property record for 411 Warrior Mountain Rd, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,155 sqft · built 1960 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,997 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P35-124 |
| Primary APN | P35-124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,155 sqft Finished Area |
| Basement Area | 1,008 sqft |
| Finished Basement | 208 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Detached |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 630 sqft |
| Porch | Porch |
| Account Number | 32779 |
|---|---|
| Street Address | 411 WARRIOR MOUNTAIN RD |
| City | TRYON |
| State | NC |
| Zip | 28782-2576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | P35, P35 MAP P35 |
| Legal Subdivision | MAP P35 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 920303 |
411 Warrior Mountain Rd is owned and occupied by an individual who acquired it in November 2003.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Oct 21, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2003 |
| Deed Sale | Nov 14, 2003 |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 003E / 0220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 411 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2576 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 454/2134 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 454/2134 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Oct 21, 2020 |
| Property Address | 411 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2576 |
| Document Number | 000453/429 |
| Book / Page | 453 / 429 |
| Map Reference | FILE F PG 1554 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 WARRIOR MOUNTAIN RD, 411, TRYON, NC 28782-2576 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 73, LYNN, NC 28750-0073 |
The 2026 property tax bill for 411 Warrior Mountain Rd was $1,997, up 3.5% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,997.00 (+3.53%) | $340,477 (-) Land $16,000 Building $324,477 | $340,477 (-) Land $16,000 Building $324,477 |
| 2025 | $1,929.00 | $340,477 Land $16,000 Building $324,477 | $340,477 Land $16,000 Building $324,477 |
| 2023 | $1,379.00 | $199,516 Land $14,000 Building $185,516 | |
| 2021 | $199,516 Land $14,000 Building $185,516 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 Warrior Mountain Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 Warrior Mountain Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: Verizon, Windstream.
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