411 Ward Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 411 Ward Rd, Wilmington, OH 45177

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,609 sqft · built 2024
Lot Size	5.04 acres (219,630 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Sep 2020)
Tax Bill	$4,954 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012278-4`

Property Details

APN / Parcel Number

Primary APN	`012278-4`
Alternative APNs	`030-05-01-12-0000-00` `0300181507`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,609 sqft Living Area
Gross Area	4,556 sqft
1st Floor Area	1,947 sqft
Basement Area	1,947 sqft

Exterior

Year Built	Built 2024
Architectural Style	Conventional
Lot Area	219,630 sqft (5.04 acres)
Terrain	High
Garage Type	Attached - Finished
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	012278-4
Old Parcel Number	0300181507
Street Address	411 WARD RD
City	WILMINGTON
State	OH
Zip	45177-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS 770 RECOUP 2021 PD 2022
Legal Block	188
Jurisdiction	CLINTON OH
Township / Civil Division	CHESTER
Census Block Group	3
Census Block	3023
Census Tract	964400

Owner

Source: Clinton County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	411 WARD RD, WILMINGTON, OH 45177-6906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Sep 1, 2020	Survivorship Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	592
Deed Book / Page	28
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	202000004335
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	411 WARD RD, WILMINGTON, OH 45177-6906
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 WARD RD, WILMINGTON, OH 45177-6906

Mortgage

Document Number	202500005557
Date	Dec 29, 2025
Instrument	2025-00005557

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLINTON OH
Recording Date	Sep 1, 2020
Property Address	411 WARD RD, WILMINGTON, OH 45177-6906
Document Number	202000004335
Instrument Date	Aug 24, 2020
Instrument	2020-00004335
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 GRAND VISTA DR, WILMINGTON, OH 45177-8208

Mortgage

Date	Sep 1, 2020

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Chester Township
Unified School District	Clinton-Massie Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,954.00 (+795.84%)	$143,680 (+794.09%) Land $26,850 Building $116,830	$410,500 (+794.34%) Land $76,700 Building $333,800
2023	$553.00 (+75.56%)	$16,070 (+95.98%) Land $16,070	$45,900 (+95.9%) Land $45,900
2022	$315.00	$8,200 Land $8,200
2020			$23,430 Land $23,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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