Franklin County property record for 411 Wapping St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba |
| Lot Size | 0.192 acres (8,368 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jun 2017) |
| Tax Bill | $824 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 061-24-06-006.00 |
| Primary APN | 061-24-06-006.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,368 sqft (0.192 acres) |
| Lot Dimensions | 119 ft deep x 70 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 67801 |
|---|---|
| Street Address | 411 WAPPING ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OLD CRITTENDEN RESIDENCE |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 71200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Frankfort Historic District listed 2009 · 85 contributing resources · NRIS 09000570 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 WAPPING ST, FRANKFORT, KY 40601-2641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2017 | Deed of Trust, Mortgage HARRY S CARVER |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| May 29, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jun 1, 2017 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on Record |
| Deed Sale | Jun 1, 2017 · Amount on Record |
| Deed Document Number | 2017460451 |
| Deed Book / Page | 569 / 723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 411 WAPPING ST, FRANKFORT, KY 40601-2641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M1409/038 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | M1409/038 |
| Instrument | 456545 |
| Name | HARRY S CARVER |
|---|---|
| Type | Private Party |
| Address | 112 WATSON CT, FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 411 WAPPING ST, FRANKFORT, KY 40601-2641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1538/806 |
|---|---|
| Date | May 28, 2020 |
| Book Page | M1538/806 |
| Instrument | 505508 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 29, 2019 |
| Property Address | 411 WAPPING ST, FRANKFORT, KY 40601-2641 |
| Document Number | D585/705 |
| Book / Page | D585 / 705 |
| Map Reference | CAB L SL 190 |
| Instrument Date | May 20, 2019 |
| Instrument | 489533 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 WATSON CT, 114, FRANKFORT, KY 40601-2612 |
| Name | Verified Name |
|---|---|
| Address | 401 WAPPING ST, FRANKFORT, KY 40601-2607 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 1, 2017 |
| Property Address | 411 WAPPING ST, FRANKFORT, KY 40601-2641 |
| Document Number | D569/723 |
| Book / Page | D569 / 723 |
| Instrument Date | May 31, 2017 |
| Instrument | 460451 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 WATSON CT, 107, FRANKFORT, KY 40601-2611 |
| Name | Verified Name |
|---|---|
| Address | 411 WAPPING ST, FRANKFORT, KY 40601-2641 |
| Document Number | 460452 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 460452 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (-5.29%) | $230,000 (-) Land $30,000 Building $200,000 | $230,000 (-) Land $30,000 Building $200,000 |
| 2023 | $870.00 (-3.55%) | $230,000 (-) | $230,000 (-) |
| 2022 | $902.00 Homeowner's exemption | $230,000 | $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 203 (1978–2025) |
| Claims Outside the SFHA | 49 of 203 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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