Madison County property record for 411 Waco Loop Rd, Waco, KY 40385 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 990 sqft |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Apr 2022) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 119B-0000-0011 |
| Primary APN | 119B-0000-0011 |
|---|---|
| Alternative APNs |
|
| Building Area | 990 sqft Living Area |
|---|---|
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 130,680 sqft (3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 462 sqft Garage |
| Total Buildings | 2 Buildings |
| Account Number | 67856 |
|---|---|
| Street Address | 411 WACO LOOP RD |
| City | WACO |
| State | KY |
| Zip | 40385-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11002 |
Source: Madison County records · APN 119B-0000-0011
Assessment roll updated December 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 WACO LOOP RD, WACO, KY 40385-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2022 | Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| May 29, 2020 | Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2022 · Amount on Record |
| Deed Sale | Apr 08, 2022 · Amount on Record |
| Deed Document Number | 202214085551 |
| Deed Book / Page | 821 / 240 |
| Prior Transfer Date | Jan 01, 2005 |
| Prior Transfer Doc | 0D0595/480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 08, 2022 |
| Property Address | 411 WACO LOOP RD, WACO, KY 40385-9618 |
| Document Number | 00D821/240 |
| Book / Page | D821 / 240 |
| Instrument Date | Apr 06, 2022 |
| Instrument | 2014085551 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2017 RED HOUSE RD, RICHMOND, KY 40475-8905 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 411 WACO LOOP RD, WACO, KY 40385-9618 |
| Document Number | 2014085554 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 2014085554 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 29, 2020 |
| Property Address | 411 WACO LOOP RD, WACO, KY 40385-9618 |
| Document Number | D00788/403 |
| Book / Page | D00788 / 403 |
| Instrument Date | May 28, 2020 |
| Instrument | 2014012906 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3520 AZINGER LOOP, ZEPHYRHILLS, FL 33541-4677 |
| Name | Verified Name |
|---|---|
| Address | 411 WACO LOOP RD, WACO, KY 40385-9618 |
| Document Number | 2014012907 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2014012907 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (-2.82%) | $230,000 (-) | $230,000 (-) |
| 2023 | $2,231.00 | $230,000 | $230,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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