Otero County property record for 411 W Eugene Ave, Fowler, CO 81039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1973 |
| Lot Size | 0.123 acres (5,375 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $457 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2021 Mortgage + 2 more |
| APN | 4375-174-30006 |
| Primary APN | 4375-174-30006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,375 sqft (0.123 acres) |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 548 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 101398 |
|---|---|
| Street Address | 411 W EUGENE AVE |
| City | FOWLER |
| State | CO |
| Zip | 81039-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 43' LOT 6 BLK 2 FOWLER MANHATTAN B893 P553; MS# 2280 BY MIS; RCPTN-543025 BL- LT- SEC- 17 TWN- 22 RNG- 59 |
| Legal Range | 59 |
| Legal Township | 22 |
| Legal Section | 17 |
| Legal Subdivision | MANHATTAN |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | OTERO CO |
| Township / Civil Division | FOWLER |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 968000 |
Source: Otero County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 W EUGENE AVE, FOWLER, CO 81039-1059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC |
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 30, 2020 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Mar 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO CO |
| Property Address | 411 W EUGENE AVE, FOWLER, CO 81039-1059 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 411 W EUGENE AVE, FOWLER, CO 81039-1059 |
| Document Number | 0000669925 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 669925 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO CO |
| Property Address | 411 W EUGENE AVE, FOWLER, CO 81039-1059 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 663130 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 663130 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO CO |
| Property Address | 411 W EUGENE AVE, FOWLER, CO 81039-1059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 656769 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 656769 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO CO |
| Property Address | 411 W EUGENE AVE, FOWLER, CO 81039-1059 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 650961 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 650961 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2033 |
Source: Otero County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Otero County |
| Municipality | Fowler Town |
| Unified School District | Fowler School District R-4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $457.00 (-24.59%) | $10,885 (+49.42%) | $174,150 (+6.36%) |
| 2023 | $606.00 (-0.66%) | $7,285 (-0.14%) Land $396 Building $6,889 | $163,739 (+56%) Land $5,913 Building $157,826 |
| 2022 | $610.00 | $7,295 Land $411 Building $6,884 | |
| 2021 | $104,963 Land $5,913 Building $99,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FOWLER serves 1,169 people · EPA ID CO0145210 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Gross alpha radiation resolved · Jul 2024 Failure to filter resolved · Apr 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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