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411 W 3rd St, Lewes, DE 19958 Property Records

Sussex County property record for 411 W 3rd St, Lewes, DE 19958

Property Summary

Property TypeCommercial
Lot Size0.288 acres (12,550 sqft)
OwnerIndividual Name on Record
Last Sale$975,000 (Dec 2025)
Tax Bill$1,224 (2026)
Deeds & MortgagesJul 2026 Construction Loan
Dec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN335-8.07-274.04

Property Details

APN / Parcel Number

Primary APN335-8.07-274.04

Exterior

Lot Area12,550 sqft (0.288 acres)
Lot Dimensions251 ft deep x 50 ft wide

Location & Zoning

Street Address411 W 3RD ST
CityLEWES
StateDE
Zip19958-1223
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeTN
Legal DescriptionNE/W THIRD ST LOT 5
Legal SubdivisionLEWES
Legal Lot Number5
JurisdictionSUSSEX DE
Township / Civil DivisionLEWES
Census Block Group2
Census Block2016
Census Tract50903

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lewes Historic District
listed 1977 · 128 contributing resources · NRIS 77000393

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address316 MARKET ST, LEWES, DE 19958-1306
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed of Trust, Mortgage · Construction Mortgage
FULTON BANK
Dec 29, 2025Deed, Transfer · Conventional Mortgage
FULTON BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2025 · Amount on Record
Deed SaleDec 29, 2025 · Amount on Record
Prior SaleOct 4, 2011
Deed Document Number202548830
Deed Book / Page6432 / 125
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX DE
Recording DateJul 16, 2026
Property Address411 W 3RD ST, LEWES, DE 19958-1223
Document Number0000027311
Book / Page24182 / 257
Instrument DateJul 15, 2026
Instrument202627311
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address316 MARKET ST, LEWES, DE 19958-1306

Mortgage

Document Number0000027311,
DateJul 16, 2026
Book Page24182/257
Instrument202627311
Lender
NameFULTON BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term379 Months
DueFeb 1, 2058
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionSUSSEX DE
Recording DateDec 29, 2025
Property Address411 W 3RD ST, LEWES, DE 19958-1223
Document Number0064320125
Book / Page6432 / 125
Map ReferenceMB 84 PG 83
Instrument DateNov 24, 2025
Instrument2025000048830
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$243.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 MARKET ST, LEWES, DE 19958-1306

Mortgage

Document Number2025000048832
DateDec 29, 2025
Instrument2025000048832
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateDelaware
CountySussex County
MunicipalityLewes City
Unified School DistrictCape Henlopen School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,224.00 (-0.41%)$4,300 (-) Land $4,300$582,200 (-) Land $582,200
2025$1,229.00 (+482.46%)$4,300 (-) Land $4,300$582,200 (+6,669.77%) Land $582,200
2023$211.00$4,300 Land $4,300$8,600 Land $8,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies162 units insured
incl. 6 condo units
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEWES BOARD OF PUBLIC WORKS
serves 9,627 people · EPA ID DE0000602
Water SourceGroundwater
Last State InspectionApr 2024
Lead22 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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