Fond Du Lac County property record for 411 Union St, Ripon, WI 54971 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,114 sqft · built 1994 |
| Lot Size | 0.392 acres (17,076 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2021) |
| Tax Bill | $5,473 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RIP-16-14-20-13-120-06 |
| Primary APN | RIP-16-14-20-13-120-06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,114 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Attic | Attic |
| Attic Area | 602 sqft |
| Basement Area | 1,204 sqft |
| Family Room | Family Room |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Cape Cod |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 17,076 sqft (0.392 acres) |
| Lot Dimensions | 19.8 ft deep x 17.6 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Deck Area | 56 sqft |
| Patio Area | 324 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Arbor/Pergola | Arbor/Pergola |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 411 UNION ST |
|---|---|
| City | RIPON |
| State | WI |
| Zip | 54971-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S20 T16N R14E NEWTON'S RESURVEY LOT 1 CSM #4336-24-109 LOC IN LOT 12 OF E 1/2 SE 1/4 |
| Legal Range | 14E |
| Legal Township | 16N |
| Legal Section | 20 |
| Legal Subdivision | NEWTONS RESURVEY |
| Legal Lot Number | 1,12 |
| Jurisdiction | FOND DU LAC WI |
| Township / Civil Division | RIPON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41600 |
Source: Fond Du Lac County records · APN RIP-16-14-20-13-120-06
Assessment roll updated March 26, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 UNION ST, RIPON, WI 54971-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN RULE COMMUNITY CU |
| Sep 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage HORICON BANK |
| Oct 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Jul 11, 2012 · Amount on Record |
| Deed Document Number | 20211160183 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 411 UNION ST, RIPON, WI 54971-1609 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001148555 |
|---|---|
| Date | Apr 02, 2021 |
| Instrument | 1148555 |
| Name | GOLDEN RULE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | RIPON, WI 54971 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Apr 01, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Sep 26, 2025 |
| Property Address | 411 UNION ST, RIPON, WI 54971-1609 |
| Document Number | 0001214196 |
| Map Reference | DOC 523569 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 1214196 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GUARANTY TITLE SERVICES, GUARANTY CLOSING & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 UNION ST, RIPON, WI 54971-1609 |
| Document Number | 0001214197 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 1214197 |
| Name | HORICON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Oct 19, 2021 |
| Property Address | 411 UNION ST, RIPON, WI 54971-1609 |
| Document Number | 1160183 |
| Map Reference | DOC 523569 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 1160183 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 UNION ST, RIPON, WI 54971-1609 |
| Document Number | 1160184 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 1160184 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Fond Du Lac County |
| Municipality | Ripon City |
| Unified School District | Ripon Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,473.00 (+8.29%) | $232,000 (-) Land $25,000 Building $207,000 | $357,825 (+16.85%) Land $38,559 Building $319,266 |
| 2024 | $5,054.00 (+2.12%) Homeowner's exemption | $232,000 (-) Land $25,000 Building $207,000 | $306,213 (+12.35%) Land $32,997 Building $273,216 |
| 2023 | $4,949.00 Homeowner's exemption | $232,000 Land $25,000 Building $207,000 | $272,556 Land $29,370 Building $243,186 |
Source: FEMA National Flood Hazard Layer, Fond Du Lac County (55039C), updated December 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 2% of Wisconsin |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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