411 Thomas St, Terrell, TX 75160 Property Records

Kaufman County property record for 411 Thomas St, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1,727 sqft · built 2022
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$379,050 (Aug 2022)
Tax Bill	$6,309 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2022 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`S1470009400`

Property Details

APN / Parcel Number

Primary APN	`S1470009400`
Alternative APNs	`00.1470.0004.0006.00.06.06` `R25779` `25779`

Interior

Stories	2 Stories
Building Area	1,727 sqft Living Area
Gross Area	2,221 sqft
1st Floor Area	924 sqft
2nd Floor Area	803 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Depth	144 ft Depth
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	411 THOMAS ST
City	TERRELL
State	TX
Zip	75160-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND, BLOCK 4, LOT 6
Legal Subdivision	HIGHLAND
Legal Block	4
Legal Lot Number	6
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	3
Census Block	3057
Census Tract	50500

Owner

411 Thomas St is owned and occupied by two individuals who bought it in August 2022.

Source: Kaufman County records, as of September 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	411 THOMAS ST, TERRELL, TX 75160-3831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage ERIC T SACCO ETAL
Oct 13, 2022	Correction Deed
Aug 17, 2022	Vendor's Lien, Transfer · Conventional Mortgage TRUHOME SOLUTIONS LLC
Jan 21, 2022	Correction Deed INDEPENDENCE TITLE
Jan 24, 2022	Correction Deed INDEPENDENCE TITLE
Jan 26, 2021	Tax Deed, Foreclosure ATTORNEY ONLY
Oct 25, 2021	Correction Deed
May 7, 2020	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on File
Deed Sale	Aug 17, 2022 · Amount on File
Prior Sale	Jan 26, 2021 · Amount on File
Deed Document Number	202231720
Deed Book / Page	7770 / 299
Prior Transfer Date	Oct 18, 2020
Prior Transfer Doc	0072840506
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	411 THOMAS ST, TERRELL, TX 75160-3831
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8409 PICKWICK LN, DALLAS, TX 75225-5323

Mortgage

Document Number	0074750367
Date	Feb 14, 2022
Book Page	7475/367
Instrument	2022-0006029

Lender

Name	ERIC T SACCO ETAL
Type	Private Party
Address	1207 HIGH BLUFF DRIVE #200 200, SAN DIEGO, CA 92130

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	KAUFMAN TX
Recording Date	Oct 13, 2022
Property Address	411 THOMAS ST, TERRELL, TX 75160-3831
Document Number	0078460119
Book / Page	7846 / 119
Map Reference	CAB 2 ENV 458
Instrument Date	Oct 12, 2022
Instrument	2022-0038630
Record Updated	Nov 27, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 THOMAS ST, TERRELL, TX 75160-3831

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Aug 17, 2022
Property Address	411 THOMAS ST, TERRELL, TX 75160-3831
Document Number	0077700299
Book / Page	7770 / 299
Map Reference	CAB 2 ENV 458
Instrument Date	Aug 15, 2022
Instrument	2022-0031720
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 RIVER OAKS DR, COMBINE, TX 75159-5624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 THOMAS ST, TERRELL, TX 75160-3831

Mortgage

Document Number	20220031721
Date	Aug 17, 2022
Instrument	2022-0031721

Lender

Name	TRUHOME SOLUTIONS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	4.99%
Index	1-Year CMT
Max Rate	8.99%

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jan 21, 2022
Property Address	411 THOMAS ST, TERRELL, TX 75160-3831
Document Number	0074380355
Book / Page	7438 / 355
Map Reference	VOL 1219 PG 687
Instrument Date	Jan 4, 2022
Instrument	2022-0002747
Record Updated	Nov 27, 2023
Title Company	INDEPENDENCE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 RIVER OAKS DR, COMBINE, TX 75159-5624

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jan 24, 2022
Property Address	411 THOMAS ST, TERRELL, TX 75160-3831
Document Number	0074430492
Book / Page	7443 / 492
Map Reference	VOL 1219 PG 687
Instrument Date	Jan 4, 2022
Instrument	2022-0003276
Record Updated	Nov 27, 2023
Title Company	INDEPENDENCE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 RIVER OAKS DR, COMBINE, TX 75159-5624

January 2021: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jan 26, 2021
Property Address	411 THOMAS ST, TERRELL, TX 75160-3831
Document Number	0068060013
Book / Page	006806 / 000013
Instrument Date	Dec 15, 2020
Instrument	3443
Transaction Type	Foreclosure
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 RIVER OAKS DR COMBINE TX 751595624, COMBINE, TX 75159-5624

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	KAUFMAN TX
Recording Date	Oct 25, 2021
Property Address	411 THOMAS ST, TERRELL, TX 75160-3831
Document Number	0072840506
Book / Page	7284 / 506
Map Reference	VOL 1219 PG 687
Instrument Date	Oct 18, 2020
Instrument	2021-0043775
Record Updated	Nov 27, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 RIVER OAKS DR, COMBINE, TX 75159-5624

May 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	KAUFMAN TX
Recording Date	May 7, 2020
Property Address	411 THOMAS ST, TERRELL, TX 75160-3831
Document Number	0063960268
Book / Page	006396 / 000268
Instrument Date	Mar 27, 2020
Instrument	11946
Transaction Type	Foreclosure
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,715 Land $46,440 Building $277,275	$323,715 Land $46,440 Building $277,275
2024	$6,309.00 (+9.4%)
2023	$5,767.00 (+514.16%)	$300,000 Land $54,000 Building $246,000	$300,000 Land $54,000 Building $246,000
2022	$939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Thomas St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: ANTS Technology, Element8, Nextlink.

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