411 Thomas St, Plainwell, MI 49080 Property Records

Allegan County property record for 411 Thomas St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,296 sqft · built 1940
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Jul 2022)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`55-310-007-00`

Property Details

APN / Parcel Number

Primary APN	`55-310-007-00`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Siding
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	139 ft deep x 66 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 THOMAS ST
City	PLAINWELL
State	MI
Zip	49080-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 7 SHERWOOD'S ADDITION.
Legal Subdivision	SHERWOODS ADD
Legal Lot Number	7
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	1
Census Block	1012
Census Tract	32100

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 THOMAS ST, PLAINWELL, MI 49080-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 8, 2018	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Feb 23, 2018	Intrafamily Transfer, Transfer
Mar 8, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	202213812
Deed Book / Page	4778 / 442
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	004499/846
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 12, 2022
Property Address	411 THOMAS ST, PLAINWELL, MI 49080-1336
Document Number	004778/442
Book / Page	4778 / 442
Map Reference	LB 44 PG 523
Instrument Date	Jul 6, 2022
Instrument	2022013812
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	BILL TITLE COMPANY, BELL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,552.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 THOMAS ST, 411, PLAINWELL, MI 49080-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 BLAINE AVE SE, GRAND RAPIDS, MI 49508-4569

Mortgage

Document Number	0004778444
Date	Jul 12, 2022
Instrument	4778-444

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	411 THOMAS ST, PLAINWELL, MI 49080-1336
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004470/453
Date	Jun 9, 2020
Book Page	4470/453

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	411 THOMAS ST, PLAINWELL, MI 49080-1336
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004645/179
Date	Jul 14, 2021
Book Page	4645/179

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 20, 2020
Property Address	411 THOMAS ST, PLAINWELL, MI 49080-1336
Document Number	004499/846
Book / Page	4499 / 846
Map Reference	LB 44 PG 523
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 THOMAS ST, 411, PLAINWELL, MI 49080-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 WILLOW LAKE DR APT 410, 410, KALAMAZOO, MI 49008-2668

Mortgage

Document Number	0004499848
Date	Aug 20, 2020
Instrument	4499/848

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 8, 2018
Property Address	411 THOMAS ST, PLAINWELL, MI 49080-1336
Document Number	004243/484
Book / Page	4243 / 484
Instrument Date	Apr 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6122 N 20TH ST # ST20, 6122, KALAMAZOO, MI 49004-1477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 THOMAS ST, PLAINWELL, MI 49080-1357

Mortgage

Document Number	0004243486
Date	May 8, 2018
Instrument	4243/486

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Feb 23, 2018
Property Address	411 THOMAS ST, PLAINWELL, MI 49080-1336
Document Number	4223/703
Book / Page	4223 / 703
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6122 N 20TH ST, KALAMAZOO, MI 49004-1477

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 8, 2017
Property Address	411 THOMAS ST, PLAINWELL, MI 49080-1336
Document Number	4119/712
Book / Page	4119 / 712
Instrument Date	Mar 7, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1973 16TH ST, 1973, ALLEGAN, MI 49010-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6122 N 20TH ST, KALAMAZOO, MI 49004-1477

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,700 (+7.6%) Land $5,800 Building $91,900	$195,400 (+7.6%) Land $11,600 Building $183,800
2025	$3,596.00 (+2.16%) Homeowner's exemption	$90,800 (+28.43%) Land $5,800 Building $85,000	$181,600 (+28.43%) Land $11,600 Building $170,000
2024	$3,520.00 (+124.06%)
2023		$70,700 Land $5,800 Building $64,900	$141,400 Land $11,600 Building $129,800
2022	$1,571.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

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