411 Swamis Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 411 Swamis Ln, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,720 sqft · built 2005
Lot Size	0.56 acres (2,419 sqft)
Owner	Company Name on File
Last Sale	$670,000 (Jan 2007)
Tax Bill	$11,208 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`258-401-49-00`

Property Details

APN / Parcel Number

Primary APN	`258-401-49-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	2,419 sqft (0.56 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	411 SWAMIS LN
City	ENCINITAS
State	CA
Zip	92024-8712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 TR 014751
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014751
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	17502

Owner

Source: San Diego County records · APN 258-401-49-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	411 SWAMIS LN, ENCINITAS, CA 92024-8712
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2007 · Amount on Record
Deed Sale	Jan 04, 2007 · Amount on Record
Prior Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	20076548
Last Transfer Date	May 16, 2007
Transfer Doc	0000262953
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	411 SWAMIS LN, ENCINITAS, CA 92024-8712
Transaction Type	Mortgage
Record Updated	Jun 09, 2026
Title Company	ACADIA SETTLEMENT SERVICES LLC, RADIAN SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 SWAMIS LN, ENCINITAS, CA 92024-8712

Mortgage

Document Number	0000803439
Date	Nov 22, 2021
Instrument	2021-0803439

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$915,575 (+2%) Land $507,524 Building $408,051
2025	$11,208.00 (+8.02%) Homeowner's exemption	$897,623 (+4.04%) Land $497,573 Building $400,050
2023	$10,376.00 (+0.44%) Homeowner's exemption	$862,768 Land $478,252 Building $384,516
2022	$10,331.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.