411 Stephens St, Lawrenceburg, TN 38464 Property Records

Lawrence County property record for 411 Stephens St, Lawrenceburg, TN 38464

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,254 sqft · built 1960
Lot Size0.503 acres (21,912 sqft)
Owner2 Individual Names on Record
Tax Bill$428 (2024)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN050078O A 01500

Property Details

APN / Parcel Number

Primary APN050078O A 01500
Alternative APN
  • 078O A 01500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,254 sqft Living Area
1st Floor Area1,254 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,912 sqft (0.503 acres)
Lot Dimensions166 ft deep x 132 ft wide
PorchSlab
Porch Area104 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address411 STEPHENS ST
CityLAWRENCEBURG
StateTN
Zip38464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 8; SUBDIVISION: G T STEPHENS; TRACT: 19
Legal SubdivisionGT STEPHENS SUBDIVISION
Legal Tract19
Legal Lot Number18-19
JurisdictionLAWRENCE TN
Township / Civil Division16
Census Block Group1
Census Block1050
Census Tract960501

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address48 OLD JACKSON HWY, LEOMA, TN 38468-5368
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2003
Deed SaleJul 8, 2003
Prior SaleOct 8, 1997 · Amount on Record
Deed Book / Page123 / 427
Last Transfer DateMar 20, 2013
Transfer Doc0000405583
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address411 STEPHENS ST, LAWRENCEBURG, TN 38464
Transaction TypeMortgage
Record UpdatedJan 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000684937
DateJul 22, 2022
Book Page684/937
Instrument22005063
Lender
NameLAWRENCEBURG FEDERAL BANK
TypeBank
AddressLAWRENCEBURG, TN 38464
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLawrenceburg City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,775 (-) Land $3,000 Building $10,775
2024$428.00
2023$428.00$13,775 (-) Land $3,000 Building $10,775
2022$428.00$13,775 Land $3,000 Building $10,775$55,100 Land $12,000 Building $43,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAWRENCEBURG UTILITY SYSTEMS
serves 21,244 people · EPA ID TN0000392
Water SourceSurface water
Last State InspectionNov 2024
Lead7 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cloud 9 Internet
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Skyline Telephone.

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