411 Stanback St, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 411 Stanback St, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 2023
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6593 20 91 7764`

Property Details

APN / Parcel Number

Primary APN	`6593 20 91 7764`
Alternative APNs	`1488306` `1485573` `44095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,218 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	191 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1488306
Street Address	411 STANBACK ST
City	MOUNT GILEAD
State	NC
Zip	27306-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	PINE NEEDLES LOT 5, BLOCK A PINE NEEDLES #5
Legal Subdivision	PINE NEEDLES SUBDIVISION
Legal Block	A
Legal Lot Number	5
Jurisdiction	MONTGOMERY NC
Township / Civil Division	MOUNT GILEAD
Census Block Group	2
Census Block	2032
Census Tract	960401

Owner

411 Stanback St is owned and occupied by an individual who acquired it in May 2025.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	411 STANBACK ST, MOUNT GILEAD, NC 27306-9420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage BUFFALO CREEK INVESTMENTS INC
Feb 17, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2025
Deed Sale	May 7, 2025
Prior Sale	Jan 30, 2024 · Amount on File
Deed Document Number	2025386361
Deed Book / Page	962 / 12
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jan 30, 2024
Property Address	411 STANBACK RD, MOUNT GILEAD, NC 27306-9420
Document Number	000936/572
Book / Page	936 / 572
Map Reference	MB 4 PG 70
Instrument Date	Jan 26, 2024
Instrument	381092
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 STANBACK RD, MOUNT GILEAD, NC 27306-9420

Mortgage

Document Number	0000381093
Date	Jan 30, 2024
Instrument	381093

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	000936/588
Date	Jan 30, 2024
Book Page	936/588
Instrument	381094

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	STANBACK ST, MOUNT GILEAD, NC 27306
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 SARATOGA BLVD, INDIAN TRAIL, NC 28079-5749

Mortgage

Document Number	000909/379
Date	Sep 7, 2022
Book Page	909/379
Instrument	375347

Lender

Name	BUFFALO CREEK INVESTMENTS INC
Type	Non-Lending Institution
Address	MARSHVILLE, NC 28103

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 7, 2023

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Feb 17, 2022
Property Address	STANBACK ST, MOUNT GILEAD, NC 27306
Document Number	000895/907
Book / Page	895 / 907
Map Reference	MB 4 PG 70
Instrument Date	Feb 8, 2022
Instrument	372644
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount on Record
Tax	$34.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1041, MOUNT GILEAD, NC 27306-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 SARATOGA BLVD, INDIAN TRAIL, NC 28079-5749

Tax Assessment & Valuation

The 2025 property tax bill for 411 Stanback St was $2,036.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Mount Gilead Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,614 (-) Land $3,829 Building $163,785	$167,614 (-) Land $3,829 Building $163,785
2025	$2,036.00	$167,614 Land $3,829 Building $163,785	$167,614 Land $3,829 Building $163,785
2023		$3,829 Land $3,829	$3,829 Land $3,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Stanback St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Stanback St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT GILEAD serves 1,463 people · EPA ID NC0362015
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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