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411 Smith St, Bonham, TX 75418 Property Records

Fannin County property record for 411 Smith St, Bonham, TX 75418 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 852 sqft · built 1995
Lot Size0.112 acres (4,879 sqft)
Owner2 Individual Names on File
Tax Bill$2,375 (2024)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN1018-132-0010-05

Property Details

APN / Parcel Number

Primary APN1018-132-0010-05
Alternative APN
  • 101011

Interior

Full Baths2 Baths
Building Area852 sqft Living Area
1st Floor Area852 sqft
FlooringCombination, Other

Exterior

Year BuiltBuilt 1995
Exterior MaterialWood
Construction TypeWood Frame
Lot Area4,879 sqft (0.112 acres)
Lot Dimensions70 ft deep x 70 ft wide
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1018-132-0010-05
Old Parcel Number101011
Street Address411 SMITH ST
CityBONHAM
StateTX
Zip75418-4548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA1018 J P SIMPSON, BLOCK UNDERWOOD 2, TRACT LT 2, ACRES .112
Legal SubdivisionUNDERWOOD ADD 02
Legal TractTRACT LT
Legal BlockUNDER
Legal Lot Number2
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group1
Census Block1056
Census Tract950600

Owner

Source: Fannin County records · APN 1018-132-0010-05

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1509 N BRADLEY ST, MCKINNEY, TX 75069-1702
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2022
Deed SaleAug 30, 2022
Record UpdatedJun 08, 2026

January 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFANNIN TX
Recording DateJan 21, 2026
Property Address411 SMITH ST, BONHAM, TX 75418-4548
Document Number2026000381
Map ReferenceCAB B SL 17
Instrument DateJan 21, 2026
Instrument2026000381
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyFRANKLIN COUNTY TITLE, FANNIN COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1509 N BRADLEY ST, MCKINNEY, TX 75069-1702

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 SMITH ST, BONHAM, TX 75418-4548

Mortgage

Document Number2026000382
DateJan 21, 2026
Instrument2026000382
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$129,990 (+8.29%) Land $20,300 Building $109,690$129,990 (+8.29%) Land $20,300 Building $109,690
2024$2,375.00 (+64.93%)
2023$120,040 Land $15,120 Building $104,920$120,040 Land $15,120 Building $104,920
2018$1,440.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (48147C), updated June 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481479506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMay 1982, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 44% of the US · above 17% of Texas
Wildfire LikelihoodAbout 1 in 1,471 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Cable OneCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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