Defiance County property record for 411 Seneca St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,287 sqft · built 1910 |
| Lot Size | 0.064 acres (2,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,000 (Sep 2025) |
| Tax Bill | $812 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B014147006500 |
| Primary APN | B014147006500 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 2,774 sqft |
| 1st Floor Area | 1,287 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 2,801 sqft (0.064 acres) |
| Lot Dimensions | 112 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 411 SENECA ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOOTH & ALDRICH LOT 14 PT |
| Legal Subdivision | BOOTH & ALDRICH |
| Legal Lot Number | 14 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 958800 |
411 Seneca St is owned and occupied by two individuals who bought it in September 2025.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 SENECA ST, DEFIANCE, OH 43512-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Survivorship Deed, Transfer · USDA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on File |
| Deed Sale | Sep 15, 2025 · Amount on File |
| Prior Sale | Jan 30, 2018 · Amount on File |
| Deed Document Number | 20254526 |
| Deed Book / Page | 475 / 1867 |
| Prior Transfer Date | Oct 25, 2010 |
| Prior Transfer Doc | 351/0657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Sep 15, 2025 |
| Property Address | 411 SENECA ST, DEFIANCE, OH 43512-2232 |
| Document Number | 00475/1867 |
| Book / Page | 475 / 1867 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 202500004526 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 411 SENECA ST, DEFIANCE, OH 43512-2232 |
| Document Number | 202500004527 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 202500004527 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Jan 30, 2018 |
| Property Address | 411 SENECA ST, DEFIANCE, OH 43512-2232 |
| Document Number | 409/2230 |
| Book / Page | 409 / 2230 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 201800000439 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 SENECA ST, DEFIANCE, OH 43512-2232 |
| Document Number | 201800000440 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 201800000440 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 411 Seneca St was $812.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $812.00 | $20,800 (-) Land $1,470 Building $19,330 | |
| 2024 | $812.00 (+1.12%) | $20,800 (-) Land $1,470 Building $19,330 | $59,430 (+%) Land $4,190 Building $55,240 |
| 2023 | $803.00 (+12.31%) | $20,800 (+24.85%) Land $1,470 Building $19,330 | $59,428 Land $4,200 Building $55,228 |
| 2022 | $715.00 | $16,660 Land $1,440 Building $15,220 | |
| 2020 | $47,600 Land $4,110 Building $43,490 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 411 Seneca St in Zone X, an area of minimal flood risk, though there have been 178 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 178 (1978–2015) |
| Claims Outside the SFHA | 1 of 178 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 411 Seneca St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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