411 S Potter Rd, Monroe, NC 28110 Property Records

Union County property record for 411 S Potter Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,215 sqft · built 1977
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Nov 2013)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-006-008A`

Property Details

APN / Parcel Number

Primary APN	`06-006-008A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,215 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	71,438 sqft (1.64 acres)
Garage Type	Attached
Garage Area	945 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	264 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	411 S POTTER RD
City	MONROE
State	NC
Zip	28110-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WESLE
Legal Description	1.64A TRACT OPCQ281
Legal Tract	O
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2005
Census Tract	20308

Owner

411 S Potter Rd is owned and occupied by two individuals who bought it in November 2013.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 S POTTER RD, MONROE, NC 28110-9554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2013 · Amount on File
Deed Sale	Nov 25, 2013 · Amount on File
Prior Sale	Jun 4, 1997 · Amount on File
Deed Document Number	201339523
Deed Book / Page	6138 / 691
Prior Transfer Date	Aug 7, 2007
Prior Transfer Doc	0004650143
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	411 S POTTER RD, MONROE, NC 28110-9554
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000844767
Date	Apr 7, 2022
Book Page	8447/67
Instrument	12932

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	411 S POTTER RD, MONROE, NC 28110-9554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7495144
Date	Oct 21, 2019
Book Page	7495/144
Instrument	0032375

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 411 S Potter Rd was $2,146.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,700 (-) Land $290,500 Building $150,200	$440,700 (-) Land $290,500 Building $150,200
2025	$2,146.00	$440,700 Land $290,500 Building $150,200	$440,700 Land $290,500 Building $150,200
2023	$2,146.00	$336,300 Land $195,300 Building $141,000	$336,300 Land $195,300 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 S Potter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 S Potter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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