411 S Ocean Dr, Fort Pierce, FL 34949 Property Records

St. Lucie County property record for 411 S Ocean Dr, Fort Pierce, FL 34949

Property Summary

Property Type	Apartment House (2-4 Units)
Details	5 bd · 10 ba · 5,228 sqft · built 1957
Lot Size	0.336 acres (14,619 sqft)
Owner	Individual Name on Record
Last Sale	$1,600,000 (Sep 2022)
Tax Bill	$40,687 (2025)
Deeds & Mortgages	Sep 2022 Sale & Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2401-502-0050-000-3`

Property Details

APN / Parcel Number

Primary APN	`2401-502-0050-000-3`
Alternative APN	`14890`

Interior

Bedrooms	5 Beds
Full Baths	10 Baths
Total Rooms	10 Rooms
Units	21 Units
Stories	2 Stories
Building Area	5,228 sqft Living Area
Gross Area	6,412 sqft
1st Floor Area	4,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	14,619 sqft (0.336 acres)
Lot Dimensions	128 ft deep x 114 ft wide
View / Lot	Ocean
Porch	Open Porch
Porch Area	769 sqft
Canopy	1,184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	14890
Street Address	411 S OCEAN DR
City	FORT PIERCE
State	FL
Zip	34949-3201
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	TOURIST CO
Legal Description	PALM HAVEN S/D-UNIT 1- BLK 5 S 4.50 FT OF LOT 14 AND ALL LOTS 15 AND 16
Legal Range	40E
Legal Township	35S
Legal Section	01
Legal Subdivision	PALM HAVEN SUBDIVISION
Legal Block	5
Legal Lot Number	14
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	4
Census Block	4005
Census Tract	381300

Owner

Source: St. Lucie County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 SE 21ST ST, FORT LAUDERDALE, FL 33316-3421
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · Line of Credit GTE FCU
Sep 26, 2017	Warranty Deed, Transfer · Commercial Mortgage TROPICAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	20225096041
Deed Book / Page	4887 / 1150
Prior Transfer Date	Nov 17, 2003
Prior Transfer Doc	1849002192
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Sep 12, 2022
Property Address	411 S OCEAN DR, FORT PIERCE, FL 34949-3201
Document Number	0048871150
Book / Page	4887 / 1150
Map Reference	MB 8 PG 44
Instrument Date	Sep 9, 2022
Instrument	5096041
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2983 NW 200TH TER, MIAMI GARDENS, FL 33056-2002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SE 21ST ST, FORT LAUDERDALE, FL 33316-3421

Mortgage

Document Number	0048871153
Date	Sep 12, 2022
Book Page	4887/1153
Instrument	5096042

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33672

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2037

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Sep 26, 2017
Property Address	411 S OCEAN DR, FORT PIERCE, FL 34949-3201
Document Number	0040450560
Book / Page	4045 / 0560
Map Reference	MB8 PG44
Instrument Date	Sep 25, 2014
Instrument	4353403
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6004 SOUTH OCEAN DR, 6004, FORT PIERCE, FL 34949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 NW 206TH TER, MIAMI, FL 33169-2359

Mortgage

Document Number	0004353404
Date	Sep 26, 2017
Instrument	4353404

Lender

Name	TROPICAL FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,687.00 (+3.26%)	$1,660,100 (+14.3%) Land $438,600 Building $1,221,500	$1,660,100 (+14.3%) Land $438,600 Building $1,221,500
2024	$39,401.00 (+9.61%)
2023	$35,947.00 (+36.93%)	$1,452,400 (+56.02%) Land $255,800 Building $1,196,600	$1,452,400 (+5.41%) Land $255,800 Building $1,196,600
2022	$26,252.00	$930,930	$1,377,900 Land $174,000 Building $1,203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	316 units insured incl. 160 condo units
Nearby Flood Claims	387 (1979–2024)
Claims Outside the SFHA	23 of 387
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Frances, Sep 2004 · 330 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: FPUAnet Communications.

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