411 S Main St, Capac, MI 48014 Property Records

St. Clair County property record for 411 S Main St, Capac, MI 48014 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,009 sqft · built 1930
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Sep 2018)
Tax Bill$1,421 (2024)
Deeds & MortgagesOct 2021 Mortgage
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN74-40-750-0112-000

Property Details

APN / Parcel Number

Primary APN74-40-750-0112-000

Interior

Full Baths1 Bath
Building Area1,009 sqft Living Area
Basement Area918 sqft

Exterior

Year BuiltBuilt 1930
Architectural StyleRanch
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions150 ft deep x 70 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74407500112000
Street Address411 S MAIN ST
CityCAPAC
StateMI
Zip48014-3720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 70 FT OF S 925 FT, MEAS FROM 1/4 LINE, OF E 150 FT OF LOT 80 SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC SEC 21,
Legal Range13E
Legal Township07N
Legal Section21
Legal SubdivisionSUPRVRS JOHN BOWERS
Legal Lot Number80
Legal Unit80
JurisdictionSAINT CLAIR MI
Township / Civil DivisionMUSSEY
Census Block Group1
Census Block1023
Census Tract657100

Owner

Source: St. Clair County records · APN 74-40-750-0112-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address411 S MAIN ST, CAPAC, MI 48014-3720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Dec 18, 2019Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES
Sep 10, 2018Warranty Deed, Transfer · VA Mortgage
JP MORGAN CHASE BANK
Aug 24, 2018Deed of Trust, Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2018 · Amount on Record
Deed SaleSep 10, 2018 · Amount on Record
Deed Document Number2018020301
Deed Book / Page4986 / 610
Record UpdatedJun 07, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address411 S MAIN ST, CAPAC, MI 48014-3720
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 S MAIN ST, CAPAC, MI 48014-3720

Mortgage

Document Number5429406
DateOct 01, 2021
Book Page5429/406
Instrument2021027913
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address411 S MAIN ST, CAPAC, MI 48014-3720
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051320564
DateDec 18, 2019
Book Page5132/564
Instrument2019026673
Lender
NameHOMEBRIDGE FINANCIAL SERVICES
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2050
Interest
Rate TypeFixed Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateSep 10, 2018
Property Address411 S MAIN ST, CAPAC, MI 48014-3720
Document Number0004986610
Book / Page4986 / 610
Map ReferenceLB 53 PG 3
Instrument DateAug 24, 2018
Instrument2018020301
Transaction TypeTransfer
Record UpdatedFeb 11, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$903.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 S MAIN ST, CAPAC, MI 48014-3720

Mortgage

Document Number2018020302
DateSep 10, 2018
Instrument2018020302
Lender
NameJP MORGAN CHASE BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address411 S MAIN ST, CAPAC, MI 48014-3720
Document Number0050110863
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address207 W MILL ST CAPAC MI 480143025, CAPAC, MI 48014-3025

Mortgage

Document Number0050110863
DateNov 29, 2018
Book Page005011/000863
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount Recorded
Term360 Months
DueNov 28, 2048

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityCapac Village
CountySt. Clair County
County SubdivisionMussey Township
Unified School DistrictCapac Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$64,700 (+10.41%)
2024$1,421.00 (+12.78%)$129,400 (+10.41%)
2023$58,600
2022$1,260.00$117,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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