411 S Gardner Ave, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 411 S Gardner Ave, Charlotte, NC 28208

Property Summary

Property Type	Multi-Family Dwellings
Details	58,666 sqft · built 1985
Lot Size	7.46 acres (325,306 sqft)
Owner	Company Name on File
Last Sale	$10,491,500 (Sep 2022)
Tax Bill	$178,048 (2024)
Deeds & Mortgages	Oct 2025 Sale Sep 2022 Sale & Construction Loan + 6 more
Flood Zone	Zone X (minimal risk)
APN	`071-114-12`

Property Details

APN / Parcel Number

Primary APN	`071-114-12`

Interior

Stories	1 Story
Building Area	58,666 sqft Gross Area
1st Floor Area	58,666 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Metal
Lot Area	325,306 sqft (7.46 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 S GARDNER AVE
City	CHARLOTTE
State	NC
Zip	28208-3407
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	L2B M73-451
Legal Block	4
Legal Lot Number	2B
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3015
Census Tract	4500

Owner

411 S Gardner Ave, a residential property, is owned by a company that bought it in September 2022.

Source: Mecklenburg County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	303 PEACHTREE CENTER AVE NE, 575, ATLANTA, GA 30303-1210
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed, Transfer
Sep 12, 2022	Special Warranty Deed, Construction Loan · Construction Mortgage TRUIST BANK
Feb 17, 2022	Special Warranty Deed, Transfer · Commercial Mortgage SYNOVUS BANK
Dec 15, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage FIRST CAROLINA BANK
Dec 15, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 16, 2019	Grant Deed, Mortgage SAVONA LENDER LLC
Jul 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Dec 15, 2020 · Amount on File
Deed Document Number	2022129267
Deed Book / Page	37637 / 452
Prior Transfer Date	Sep 9, 2022
Prior Transfer Doc	0000129267
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 27, 2025
Property Address	401 S GARDNER AVE, CHARLOTTE, NC 28208
Document Number	0000109746
Book / Page	39959 / 35
Instrument Date	Oct 27, 2025
Instrument	2025109746
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 12, 2022
Property Address	411 S GARDNER AVE, CHARLOTTE, NC 28208
Document Number	0000129267
Book / Page	37637 / 452
Map Reference	MB 70 PG 858
Instrument Date	Sep 9, 2022
Instrument	2022129267
Transaction Type	Construction Loan
Record Updated	May 25, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$20,983.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 PEACHTREE CENTER AVE NE STE 575, 575, ATLANTA, GA 30303-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 PEACHTREE CENTER AVE NE STE 575, 575, ATLANTA, GA 30303-1210

Mortgage

Document Number	0000129269
Date	Sep 12, 2022
Instrument	2022129269

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 17, 2022
Property Address	411 S GARDNER AVE, CHARLOTTE, NC 28208
Document Number	0000026230
Book / Page	37074 / 406
Map Reference	MB 69 PG 980
Instrument Date	Feb 16, 2022
Instrument	2022026230
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 PEACHTREE CENTER AVE NE, ATLANTA, GA 30303-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 PEACHTREE CENTER AVE NE, ATLANTA, GA 30303-1216

Mortgage

Document Number	0000026299
Date	Feb 17, 2022
Instrument	2022026299

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 15, 2020
Property Address	411 S GARDNER AVE, CHARLOTTE, NC 28208
Document Number	0000212450
Book / Page	35433 / 566
Instrument Date	Dec 14, 2020
Instrument	2020212450
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 CAMDEN RD STE 107, 1800, CHARLOTTE, NC 28203-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 PEACHTREE CENTER AVE NE STE 175, 175, ATLANTA, GA 30303-1276

Mortgage

Document Number	0000212451
Date	Dec 15, 2020
Instrument	2020212451

Lender

Name	FIRST CAROLINA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 15, 2020
Property Address	411 S GARDNER AVE, CHARLOTTE, NC 28208
Document Number	0000212449
Book / Page	035433 / 000559
Instrument Date	Dec 14, 2020
Instrument	212449
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$16,000.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	418 S GARDNER AVE CHARLOTTE NC 28208, CHARLOTTE, NC 28208

May 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 16, 2019
Property Address	411 S GARDNER AVE, CHARLOTTE, NC 28208
Book / Page	033511 / 000534
Instrument Date	May 10, 2019
Instrument	59043
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 CAMDEN RD #197-230 CHARLOTTE NC 282034690, 197-23, CHARLOTTE, NC 28203-4690

Mortgage

Document Number	0000059043
Date	May 16, 2019
Book Page	033511/000534
Instrument	59043

Lender

Name	SAVONA LENDER LLC
Address	100 AVENUE OF THE AMERICAS, NEW YORK, NY 10013-1689

Agreement

Amount	Amount on Record

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 20, 2017
Property Address	411 S GARDNER AVE, CHARLOTTE, NC 28208
Document Number	0000097197
Book / Page	031977 / 000747
Instrument Date	Jul 18, 2017
Instrument	97197
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 CAMDEN RD #107-230 CHARLOTTE NC 282034690, 107-23, CHARLOTTE, NC 28203-4690
Investor	Possibly a Property Investor

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 20, 2017
Property Address	411 S GARDNER AVE, CHARLOTTE, NC 28208
Document Number	0000097196
Book / Page	031977 / 000729
Instrument Date	Jul 18, 2017
Instrument	97196
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,950.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 CAMDEN RD #107-230 CHARLOTTE NC 282034690, 107-23, CHARLOTTE, NC 28203-4690
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,570,300 Land $4,313,700 Building $45,256,600	$49,570,300 Land $4,313,700 Building $45,256,600
2024	$178,048.00 (+341.88%)
2023	$40,293.00	$4,175,500 Land $4,175,500	$49,570,300 Land $4,313,700 Building $45,256,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 411 S Gardner Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1997–2006)
Most Recent Claim	Jul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 S Gardner Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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