411 S Cobble Ct, Mount Dora, FL 32757 Property Records

Lake County property record for 411 S Cobble Ct, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 1988
Lot Size	0.193 acres (8,417 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Feb 2026)
Tax Bill	$4,013 (2024)
Deeds & Mortgages	Feb 2026 Sale Sep 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`32-19-27-0625-000-00700`

Property Details

APN / Parcel Number

Primary APN	`32-19-27-0625-000-00700`
Alternative APNs	`271932062500000700` `2935235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,747 sqft Living Area
Gross Area	2,187 sqft
1st Floor Area	868 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,417 sqft (0.193 acres)
Lot Dimensions	108 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2935235
Street Address	411 S COBBLE CT
City	MOUNT DORA
State	FL
Zip	32757-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MOUNT DORA COBBLE HILL SUB LOT 7 PB 28 PG 34 ORB 5460 PG 1216
Legal Range	27E
Legal Township	19S
Legal Section	32
Legal Subdivision	MOUNT DORA COBBLE HILL SUB
Legal Tract	0625
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3000
Census Tract	31002

Owner

Source: Lake County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 S COBBLE CT, MOUNT DORA, FL 32757-6217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Warranty Deed, Transfer MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO
Sep 20, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Apr 24, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Apr 24, 2020 · Amount on Record
Deed Document Number	202619071
Deed Book / Page	6683 / 381
Prior Transfer Date	Jun 4, 1999
Prior Transfer Doc	1722001078
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 17, 2026
Property Address	411 S COBBLE CT, MOUNT DORA, FL 32757-6217
Document Number	0066830381
Book / Page	6683 / 381
Map Reference	MB 28 PG 34
Instrument Date	Feb 11, 2026
Instrument	2026019071
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40933 MAXWELL RD, UMATILLA, FL 32784-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 S COBBLE CT, MOUNT DORA, FL 32757-6217

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	411 S COBBLE CT, MOUNT DORA, FL 32757-6217
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060271063
Date	Sep 20, 2022
Book Page	6027/1063
Instrument	2022126924

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 24, 2020
Property Address	411 S COBBLE CT, MOUNT DORA, FL 32757-6217
Document Number	0054601216
Book / Page	005460 / 001216
Instrument Date	Apr 23, 2020
Instrument	46784
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 S COBBLE CT MOUNT DORA FL 327576217, MOUNT DORA, FL 32757-6217

Mortgage

Document Number	54601217
Date	Apr 24, 2020
Book Page	005460/001217
Instrument	46785

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,550 (+2.9%)	$272,501 (-) Land $58,750 Building $213,751
2025		$250,300 (+5.98%) Land $58,750 Building $191,550	$272,501 (+1.56%) Land $58,750 Building $213,751
2024	$4,013.00 (+6%)
2023	$3,786.00 (+1.34%) Homeowner's exemption	$236,170 (+3%)	$268,314 (-) Land $58,750 Building $209,564
2022	$3,736.00 Homeowner's exemption	$229,300	$268,314 Land $58,750 Building $209,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	115.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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