Monroe County property record for 411 S Capelle St, Monroe City, MO 63456
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,342 sqft · built 1970 |
| Lot Size | 0.265 acres (11,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,298 (Jan 2022) |
| Tax Bill | $1,440 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jan 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-4.0-18-002-042-010.000 |
| Primary APN | 01-4.0-18-002-042-010.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,342 sqft Adjusted Area |
| Gross Area | 1,638 sqft |
| 1st Floor Area | 1,638 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,550 sqft (0.265 acres) |
| Lot Dimensions | 140 ft deep x 82.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 411 S CAPELLE ST |
|---|---|
| City | MONROE CITY |
| State | MO |
| Zip | 63456-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 & E. 12.5' LOT 10 BLOCK 18 WARNER'S 2ND ADDITION MONROE CITY |
| Legal Range | 07W |
| Legal Township | 56N |
| Legal Section | 18 |
| Legal Subdivision | WARNER'S 2ND ADDITION |
| Legal Block | 18 |
| Legal Lot Number | 9-10 |
| Jurisdiction | MONROE MO |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 960100 |
411 S Capelle St is owned and occupied by two individuals who bought it in January 2022.
Source: Monroe County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 S CAPELLE ST, MONROE CITY, MO 63456-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Jan 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Jan 18, 2022 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 18, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on File |
| Deed Sale | Jan 18, 2022 · Amount on File |
| Prior Sale | Jan 18, 2022 · Amount on File |
| Deed Document Number | 202280 |
| Prior Transfer Date | Jan 14, 2021 |
| Prior Transfer Doc | 0000000080 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 411 S CAPELLE ST, MONROE CITY, MO 63456-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020240353 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 2024-0353 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 411 S CAPELLE ST, MONROE CITY, MO 63456-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020250081 |
|---|---|
| Date | Jan 28, 2025 |
| Instrument | 2025-0081 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MO |
| Recording Date | Jan 18, 2022 |
| Property Address | 411 S CAPELLE ST, MONROE CITY, MO 63456-1717 |
| Document Number | 0020220080 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022-0080 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 S CAPELLE ST, MONROE CITY, MO 63456-1717 |
| Investor | Possibly a Property Investor |
| Document Number | 0020220081 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022-0081 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MO |
| Recording Date | Mar 18, 2021 |
| Property Address | 411 S CAPELLE ST, MONROE CITY, MO 63456-1717 |
| Document Number | 0020210422 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021-0422 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 S CAPELLE ST, MONROE CITY, MO 63456-1717 |
The 2025 property tax bill for 411 S Capelle St was $1,440.
Source: Monroe County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe City R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,370 (-) | $107,200 (-) | |
| 2025 | $1,440.00 | $20,370 | $107,200 Land $5,700 Building $101,500 |
| 2023 | $17,910 | $94,300 | |
| 2020 | $1,144.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 411 S Capelle St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996–1998) |
| Most Recent Claim | Apr 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 S Capelle St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE CITY PWS serves 2,500 people · EPA ID MO2010538 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ralls Technologies Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mark Twain Communications Company Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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