411 S Baldwin Ave, Spencer, NC 28159 Property Records

Rowan County property record for 411 S Baldwin Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,250 sqft · built 1980
Lot Size	0.22 acres (9,700 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2013)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033 139`

Property Details

APN / Parcel Number

Primary APN	`033 139`
Alternative APN	`6346442`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,250 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Brick
Lot Area	9,700 sqft (0.22 acres)
Lot Dimensions	194 ft deep x 50 ft wide
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	411 S BALDWIN AVE
City	SPENCER
State	NC
Zip	28159-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	PT L 10 BLK 31 HENDERSON & VANDERFORD
Legal Subdivision	HENDERSON VANDERFORD PROPERTY
Legal Block	31
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3016
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 S BALDWIN AVE, SPENCER, NC 28159-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 20, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2013 · Amount on Record
Deed Sale	Jul 3, 2013 · Amount on Record
Prior Sale	Oct 20, 2011 · Amount on Record
Deed Book / Page	1220 / 173
Record Updated	Jun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Feb 4, 2021
Property Address	411 S BALDWIN AVE, SPENCER, NC 28159-1600
Document Number	0013670416
Book / Page	1367 / 416
Map Reference	MB 9995 PG 42-A
Instrument Date	Sep 23, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 S BALDWIN AVE, SPENCER, NC 28159-1600

Mortgage

Document Number	1367417
Date	Feb 4, 2021
Instrument	1367/417

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 20, 2018
Property Address	411 S BALDWIN AVE, SPENCER, NC 28159-1600
Document Number	0013040463
Book / Page	1304 / 0463
Map Reference	MB 9995 PG 42-A
Instrument Date	Feb 2, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 S BALDWIN AVE, 411, SPENCER, NC 28159-1600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	411 S BALDWIN AVE, SPENCER, NC 28159-1600

Mortgage

Document Number	13040464
Date	Feb 20, 2018
Instrument	1304/0464

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00	$206,803 (-) Land $18,000 Building $188,803
2023	$2,336.00	$206,803 Land $18,000 Building $188,803	$206,803 Land $18,000 Building $188,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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