411 S 3rd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 411 S 3rd St, Saint Charles, MO 63301 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	1,907 sqft Living Area
Lot Size	5,850 sqft (0.134 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2015)
Tax Bill	$2,828.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`007260A000`
Alternative APN	`6-009D-B086-00-0014.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,907 sqft Living Area
Gross Area	3,109 sqft Gross Area
1st Floor	1,577 sqft 1st Floor
Basement Area	773 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,850 sqft (0.134 acres)
Depth X Width	117 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	429 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	64 sqft Patio
Porch	Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	007260A000
Street Address	411 S 3RD ST
City	SAINT CHARLES
State	MO
Zip	63301-3414
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	PT CITY BLK 86
Legal Subdivision	CITY/ST CHARLES
Legal Block	86
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Minor Civil Division	LINDENWOOD
Census Blockgroup	2
Census Block	2022
Census Tract	310502

Owner

Source: St. Charles County records · APN 007260A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	411 S 3RD ST, SAINT CHARLES, MO 63301-3414
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2015 · Amount on Record
Deed Sale	Apr 21, 2015 · Amount on Record
Deed Doc Number	2015240510
Deed Book / Page	6341 / 888
Last Transfer Date	Feb 02, 2018
Transfer Doc	0068771339
Record Refreshed	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	411 S 3RD ST, SAINT CHARLES, MO 63301-3414
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 S 3RD ST, SAINT CHARLES, MO 63301-3414

Mortgage

Document Number	0000023227
Date	Jun 15, 2023
Instrument	2023R-023227

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 09, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,088.00 (+9.19%)	$49,242 (+11.94%)	$259,169 (+11.94%) Land $45,000 Building $214,169
2024	$2,828.00
2023		$43,990
2022			$231,526 Land $45,000 Building $186,526