411 S 3rd Ave, Sterling, CO 80751 Property Records

Logan County property record for 411 S 3rd Ave, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 970 sqft · built 1905
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Nov 2018)
Tax Bill	$650 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`38052532222007`

Property Details

APN / Parcel Number

Primary APN	`38052532222007`
Alternative APN	`4817000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	970 sqft Heated Area
1st Floor Area	970 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1936
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	120 ft deep x 32.5 ft wide

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Patio Area	182 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	4817000
Street Address	411 S 3RD AVE
City	STERLING
State	CO
Zip	80751-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 5' LOT 15 & ALL LOT 16 & N1/2 LOT 17 BLK 36 B&M ADDN; STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	B&M ADDN
Legal Block	36
Legal Lot Number	15-17
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2018
Census Tract	966300

Owner

411 S 3rd Ave is owned and occupied by an individual who bought it in November 2018.

Source: Logan County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	411 S 3RD AVE, STERLING, CO 80751-4028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE SAVINGS & LOAN ASSOCIATION
Nov 15, 2018	Warranty Deed, Transfer · Conventional Mortgage EQUITABLE SAVINGS & LOAN ASSOCIATIO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Deed Document Number	2018742224
Deed Book / Page	1030 / 401
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	411 S 3RD AVE, STERLING, CO 80751-4028
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000757960
Date	Oct 20, 2021
Book Page	1046/149
Instrument	757960

Lender

Name	EQUITABLE SAVINGS & LOAN ASSOCIATION
Address	STERLING, CO 80751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	209 Months
Due	Mar 1, 2039

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Nov 15, 2018
Property Address	411 S 3RD AVE, STERLING, CO 80751-4028
Document Number	0000742224
Book / Page	1030 / 0401
Instrument Date	Nov 14, 2018
Instrument	742224
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 S 3RD AVE, STERLING, CO 80751-4028

Mortgage

Document Number	0000742225
Date	Nov 15, 2018
Instrument	742225

Lender

Name	EQUITABLE SAVINGS & LOAN ASSOCIATIO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 411 S 3rd Ave was $650.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$650.00	$7,761	$124,164 Land $19,500 Building $104,664
2023	$396.00 (-37.04%)	$109,930 (+1,338.87%) Land $15,600 Building $94,330	$109,930 (-) Land $15,600 Building $94,330
2022	$629.00	$7,640 Land $1,080 Building $6,560	$109,930 Land $15,600 Building $94,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 411 S 3rd Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 S 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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