411 Ridge Rd, Clarkesville, GA 30523 Property Records

Habersham County property record for 411 Ridge Rd, Clarkesville, GA 30523 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 4,050 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (May 2024)
Tax Bill	$7,343 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`039 051B`

Property Details

APN / Parcel Number

Primary APN	`039 051B`
Alternative APNs	`644804` `381995`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,050 sqft Heated Area
Gross Area	8,389 sqft
1st Floor Area	2,700 sqft
Upper Floors Area	1,350 sqft
Attic	Attic
Attic Area	1,350 sqft
Basement Area	2,700 sqft
Unfinished Basement	2,700 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	217,800 sqft (5 acres)
Lot Width	100 ft Width
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	520 sqft
Deck Area	351 sqft
Patio Area	481 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	381995
Street Address	411 RIDGE RD
City	CLARKESVILLE
State	GA
Zip	30523-8106
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	11-138 PB 51-250 1366-1055
Legal Subdivision	SURVEY PREPARED FOR DEBORAH H LEE
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	1
Census Block	1009
Census Tract	204

Owner

Source: Habersham County records · APN 039 051B

Assessment roll updated September 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	411 RIDGE RD, CLARKESVILLE, GA 30523-8106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2026	Deed of Trust, Mortgage MILEND
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2024 · Amount on Record
Deed Sale	May 25, 2024 · Amount on Record
Deed Book / Page	1366 / 1055
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	411 RIDGE RD, CLARKESVILLE, GA 30523-8106
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 RIDGE RD, CLARKESVILLE, GA 30523-8106
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001422/0000000553
Date	Feb 04, 2026
Book Page	0000001422/0000000553

Lender

Name	MILEND

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	411 RIDGE RD, CLARKESVILLE, GA 30523-8106
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 RIDGE RD, CLARKESVILLE, GA 30523-8106

Mortgage

Document Number	0000001334/0000000898
Date	Apr 17, 2023
Book Page	0000001334/0000000898

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2033

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,343.00 Homeowner's exemption	$343,275 (+49.13%) Land $36,960 Building $306,315	$858,187 (+49.13%) Land $92,400 Building $765,787
2023	Homeowner's exemption	$230,184 (+18.84%) Land $22,200 Building $207,984	$575,460 (+18.84%) Land $55,500 Building $519,960
2022	Homeowner's exemption	$193,688 Land $15,540 Building $178,148	$484,220 Land $38,850 Building $445,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 89% of Georgia
Wildfire Likelihood	About 1 in 556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Habersham Electric Membership	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures