411 Prospect St, Lancaster, PA 17603 Property Records

Lancaster County property record for 411 Prospect St, Lancaster, PA 17603

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,196 sqft · built 1950
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$92,900 (Aug 2017)
Tax Bill$3,267 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN338-44718-0-0000

Property Details

APN / Parcel Number

Primary APN338-44718-0-0000
Alternative APN
  • 33813J12A15 15

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area1,196 sqft Living Area
Gross Area1,304 sqft
1st Floor Area420 sqft
Upper Floors Area420 sqft
Basement Area420 sqft
Finished Basement356 sqft
Unfinished Basement64 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRow Home
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
PorchSlab
Porch Area44 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address411 PROSPECT ST
CityLANCASTER
StatePA
Zip17603-5732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description411 PROSPECT ST
Legal Lot Number15
JurisdictionLANCASTER PA
Township / Civil DivisionLANCASTER
Census Block Group4
Census Block4003
Census Tract1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lancaster City Historic District
listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

411 Prospect St is owned and occupied by an individual who bought it in August 2017.

Source: Lancaster County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address411 PROSPECT ST, LANCASTER, PA 17603-5732
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2022Deed of Trust, Mortgage · Line of Credit
MEMBERS 1ST FCU
Aug 2, 2017Deed, Transfer · Conventional Mortgage
FULTON BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2017 · Amount on File
Deed SaleAug 2, 2017 · Amount on File
Deed Document Number20176347523
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address411 PROSPECT ST, LANCASTER, PA 17603-5732
Transaction TypeMortgage
Record UpdatedOct 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 PROSPECT ST, LANCASTER, PA 17603-5732

Mortgage

Document Number0006706605
DateOct 6, 2022
Instrument6706605
Lender
NameMEMBERS 1ST FCU
TypeCredit Union
AddressENOLA, PA 17025
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 14, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER PA
Recording DateAug 2, 2017
Property Address411 PROSPECT ST, LANCASTER, PA 17603-5732
Document Number0006347523
Instrument DateJul 28, 2017
Instrument6347523
Transaction TypeTransfer
Record UpdatedMar 21, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$929.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 PROSPECT ST, LANCASTER, PA 17603-5732

Mortgage

Document Number0006347524
DateAug 2, 2017
Instrument6347524
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2047

Mortgage

Document Number0006347526
DateAug 2, 2017
Instrument6347526
Lender
NameFULTON BANK NA
TypeBank
AddressLANCASTER, PA 17602
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 411 Prospect St was $3,267 with a homeowner's exemption, up 1.1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
MunicipalityLancaster City
Unified School DistrictLancaster School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,700 Land $26,300 Building $55,400$81,700 Land $26,300 Building $55,400
2025$3,267.00 (+1.08%)
2024$3,232.00$81,700 Land $26,300 Building $55,400
2018$81,700 Land $26,300 Building $55,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–1984)
Most Recent ClaimFeb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 411 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LANCASTER
serves 120,000 people · EPA ID PA7360058
Water SourceSurface water
Last State InspectionApr 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Glo Fiber.

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