411 Prairieview Dr, Oswego, IL 60543 Property Records

Kendall County property record for 411 Prairieview Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,346 sqft · built 1993
Lot Size	0.11 acres (4,787 sqft)
Owner	Individual Name on File
Last Sale	$181,500 (Jun 2020)
Tax Bill	$6,029 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-176-062`

Property Details

APN / Parcel Number

Primary APN	`03-20-176-062`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,746 sqft
1st Floor Area	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,787 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	411 PRAIRIEVIEW DR
City	OSWEGO
State	IL
Zip	60543-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 150 LAKE VIEW ESTATES UNIT 2 LYG S COMM NW COR LT, SWLY 65.43 TO POB, ELY 122.54 TO E LT LN FOR TERM VILLAGE OF OSWEGO
Legal Subdivision	LAKE VIEW ESTATES
Legal Lot Number	150
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3000
Census Tract	890106

Owner

Source: Kendall County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	411 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Feb 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 27, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	202010780
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	0000001301
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 22, 2020
Property Address	411 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Document Number	0000010788
Instrument Date	May 4, 2020
Instrument	10788
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 PRAIRIEVIEW DR OSWEGO IL 605438761, OSWEGO, IL 60543-8761

Mortgage

Document Number	10781
Date	Jun 22, 2020
Instrument	10781

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 4, 2019
Property Address	411 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Document Number	0000001301
Instrument Date	Jan 26, 2019
Instrument	1301
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	411 PRAIRIE DR OSWEGO IL 60543, OSWEGO, IL 60543

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 27, 2018
Property Address	411 PRAIRIEVIEW DR, OSWEGO, IL 60543-8761
Document Number	0000018125
Instrument Date	Dec 17, 2018
Instrument	18125
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2286 SHILOH DR AURORA IL 605036289, AURORA, IL 60503-6289

Mortgage

Document Number	18126
Date	Dec 27, 2018
Instrument	18126

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,636 (+40.39%) Land $16,541 Building $74,095	$271,908 (+40.39%) Land $49,623 Building $222,285
2024	$6,029.00
2022		$64,560 Land $11,783 Building $52,777	$193,680 Land $35,349 Building $158,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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