411 Pine Bluff Dr, Lutz, FL 33549 Property Records

Hillsborough County property record for 411 Pine Bluff Dr, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,142 sqft · built 2005
Lot Size	1 acres (43,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,200 (Feb 2019)
Tax Bill	$8,596 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013970-7608`

Property Details

APN / Parcel Number

Primary APN	`013970-7608`
Alternative APN	`U01271866P000002000050`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,142 sqft Living Area
Gross Area	4,381 sqft
1st Floor Area	3,142 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,820 sqft
Lot Dimensions	270 ft deep x 162 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Open Porch
Porch Area	623 sqft
Deck Area	Deck Area
Patio Area	625 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0139707608
Street Address	411 PINE BLUFF DR
City	LUTZ
State	FL
Zip	33549-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	PINE CREST ESTATES LOT 5 BLOCK 2
Legal Range	18E
Legal Township	27S
Legal Section	01
Legal Subdivision	PINE CREST ESTATES
Legal Tract	66P
Legal Block	2
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1018
Census Tract	11005

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 PINE BLUFF DR, LUTZ, FL 33549-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Feb 22, 2019	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit HANCOCK BK/AL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Jan 23, 2004 · Amount on Record
Deed Document Number	201979025
Deed Book / Page	26418 / 1007
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	411 PINE BLUFF DR, LUTZ, FL 33549-5003
Document Number	0000163122
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	411 PINE BLUFF DR LUTZ FL 335495003, LUTZ, FL 33549-5003

Mortgage

Document Number	0000163122
Date	Apr 16, 2020
Instrument	163122

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 22, 2019
Property Address	411 PINE BLUFF DR, LUTZ, FL 33549-5003
Document Number	0000079025
Book / Page	26418 / 1007
Map Reference	MB 95 PG 22
Instrument Date	Feb 11, 2019
Instrument	2019079025
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	CAPITAL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,047.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19118 MAGNOLIA FARMS LN, 19118, ODESSA, FL 33556-4144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10325 ORANGE GROVE DR, TAMPA, FL 33618-4031
Investor	Possibly a Property Investor

Mortgage

Document Number	0000079026
Date	Feb 22, 2019
Instrument	2019079026

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	411 PINE BLUFF DR, LUTZ, FL 33549-5003
Document Number	0257021909
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	411 PINE BLUFF DR LUTZ FL 335495003, LUTZ, FL 33549-5003

Mortgage

Document Number	0257021909
Date	Apr 19, 2018
Book Page	025702/001909
Instrument	153261

Lender

Name	HANCOCK BK/AL
Type	Bank
Address	TAMPA, FL 33607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 18, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,448 (+2.7%)	$855,052 (-1.47%) Land $374,139 Building $480,913
2025	$8,596.00 (+12.07%) Homeowner's exemption	$477,554 (+5.99%)	$867,767 (+19.67%) Land $374,139 Building $493,628
2023	$7,670.00 (+3.69%) Homeowner's exemption	$450,578 (+3%)	$725,143 (+5.88%) Land $290,997 Building $434,146
2022	$7,397.00 Homeowner's exemption	$437,454	$684,884 Land $207,855 Building $477,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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