Madison County property record for 411 Pecan St, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,715 sqft · built 1994 |
| Lot Size | 0.306 acres (13,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,750 (Jul 2025) |
| Tax Bill | $1,117 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061I-29B-003/02 |
| Primary APN | 061I-29B-003/02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,715 sqft Adjusted Area |
| Gross Area | 1,589 sqft |
| 1st Floor Area | 1,589 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,350 sqft (0.306 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 200 sqft |
| Cooling System | Central |
|---|
| Account Number | 2161 |
|---|---|
| Street Address | 411 PECAN ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK DD MAGNOLIA HTS PT 4 |
| Legal Range | 01W |
| Legal Township | 09N |
| Legal Section | 29 |
| Legal Subdivision | MAGNOLIA HEIGHTS PT 5 BL CC |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 30302 |
Source: Madison County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 261403, SAN DIEGO, CA 92196-1403 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Jan 25, 2008 |
| Deed Document Number | 20251030566 |
| Deed Book / Page | 4573 / 77 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 5, 2026 |
| Property Address | 411 PECAN ST, FLORA, MS 39071-9707 |
| Document Number | 0001056796 |
| Book / Page | 4714 / 303 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20261056796 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 411 PECAN ST, FLORA, MS 39071-9707 |
| Document Number | 0001056796, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 4714/303 |
| Instrument | 20261056796 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Jul 15, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 24, 2026 |
| Property Address | 411 PECAN ST, FLORA, MS 39071-9707 |
| Document Number | 0001050239 |
| Book / Page | 4673 / 590 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20261050239 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1401 UNION ST, SAN DIEGO, CA 92101-3490 |
| Document Number | 0001050239, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 4673/590 |
| Instrument | 20261050239 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,117.00 | $11,277 (-) | $75,180 (-) Land $11,400 Building $63,780 |
| 2024 | $1,117.00 | ||
| 2023 | $1,117.00 | $11,277 | $75,180 Land $11,400 Building $63,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1983–2008) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST MADISON UTL DIST serves 1,287 people · EPA ID MS0450016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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