411 Pebble Rd N, Champlin, MN 55316 Property Records

Hennepin County property record for 411 Pebble Rd N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,806 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2022)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-120-22-11-0017`

Property Details

APN / Parcel Number

Primary APN	`25-120-22-11-0017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,806 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,173 sqft
2nd Floor Area	633 sqft
Basement Area	868 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 77 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	596 sqft
Porch	Open Porch
Porch Area	200 sqft
Deck Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	411 PEBBLE RD N
City	CHAMPLIN
State	MN
Zip	55316-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLOCK 002 A COBBLESTONE LAKE PRESERVE S 77X130X90X132
Legal Range	22
Legal Township	120
Legal Section	25
Legal Quarter	11
Legal Subdivision	COBBLESTONE LAKE PRESERVE
Legal Block	2
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3020
Census Tract	26907

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 PEBBLE RD N, CHAMPLIN, MN 55316-1541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Aug 25, 2015 · Amount on Record
Deed Document Number	202211143551
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 6, 2022
Property Address	411 PEBBLE RD N, CHAMPLIN, MN 55316-1541
Document Number	0A11143551
Instrument Date	Aug 25, 2022
Instrument	A11143551
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	411 PEBBLE RD N, CHAMPLIN, MN 55316-1541

Mortgage

Document Number	0A11143552
Date	Sep 6, 2022
Instrument	A11143552

Lender

Name	JAY DACEY MORTGAGE TEAM INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,442.00 (+13.73%)	$443,300 (+4.8%) Land $85,500 Building $357,800	$443,300 (+4.8%) Land $85,500 Building $357,800
2023	$4,785.00 Homeowner's exemption
2022		$423,000 Land $87,000 Building $336,000	$423,000 Land $87,000 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20