411 Orlando Ave, Normal, IL 61761 Property Records

McLean County property record for 411 Orlando Ave, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1959
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Apr 2026)
Tax Bill	$2,912 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-21-181-003`

Property Details

APN / Parcel Number

Primary APN	`14-21-181-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	280 sqft
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	411 ORLANDO AVE
City	NORMAL
State	IL
Zip	61761-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BELVIEW ADD TO NORMAL LOT 44
Legal Range	02E
Legal Township	24N
Legal Section	21
Legal Subdivision	BELVIEW ADD
Legal Lot Number	44
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2009
Census Tract	107

Owner

411 Orlando Ave is owned and occupied by two individuals who bought it in April 2026.

Source: McLean County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 ORLANDO AVE, NORMAL, IL 61761-1230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 26, 2009	Deed of Trust, Mortgage BANK OF ILLINOIS
Apr 3, 2012	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Jul 24, 2008	Deed of Trust, Mortgage BANK OF ILLINOIS
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 24, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Sep 7, 2007 · Amount on File
Deed Document Number	20265618
Prior Transfer Date	Jan 3, 2024
Prior Transfer Doc	0000000979
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	411 ORLANDO AVE, NORMAL, IL 61761-1230
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002040
Date	Jan 28, 2021
Instrument	2021-00002040

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	411 ORLANDO AVE, NORMAL, IL 61761-1230
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900001779
Date	Jan 26, 2009
Instrument	2009-00001779

Lender

Name	BANK OF ILLINOIS
Type	Bank
Address	NORMAL, IL 61761

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	411 ORLANDO AVE, NORMAL, IL 61761-1230
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200008345
Date	Apr 3, 2012
Instrument	2012-00008345

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2042

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	411 ORLANDO AVE, NORMAL, IL 61761-1230
Transaction Type	Mortgage
Record Updated	May 6, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800020458
Date	Jul 24, 2008
Instrument	2008-00020458

Lender

Name	BANK OF ILLINOIS
Type	Bank
Address	NORMAL, IL 61761

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2038

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 24, 2026
Property Address	411 ORLANDO AVE, NORMAL, IL 61761-1230
Document Number	202600005618
Instrument Date	Apr 7, 2026
Instrument	2026.5618
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	411 ORLANDO AVE, NORMAL, IL 61761-1230

Mortgage

Document Number	0000005619,
Date	Apr 24, 2026
Instrument	2026.5619

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 24, 2024
Property Address	411 ORLANDO AVE, NORMAL, IL 61761-1230
Document Number	202400000979
Map Reference	MB 13 PG 284
Instrument Date	Jan 3, 2024
Instrument	2024-00000979
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 ORLANDO AVE, NORMAL, IL 61761-1230

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,482 Land $15,103 Building $55,379	$211,446 Land $45,309 Building $166,137
2024	$2,912.00 (-5.15%)
2023	$3,070.00 (-4.72%)	$57,825 (+10.69%) Land $12,391 Building $45,434	$173,475 (+10.69%) Land $37,173 Building $136,302
2022	$3,222.00	$52,240 Land $11,194 Building $41,046	$156,720 Land $33,582 Building $123,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 411 Orlando Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Orlando Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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