411 Oak Run Ct, Royal Oak, MI 48073 Property Records

Oakland County property record for 411 Oak Run Ct, Royal Oak, MI 48073

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,337 sqft · built 1990
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on Record
Last Sale	$156,800 (Dec 1995)
Tax Bill	$3,436 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-10-129-082`

Property Details

APN / Parcel Number

Primary APN	`72-25-10-129-082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	973 sqft
Basement Area	911 sqft
Unfinished Basement	990 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,530 sqft (0.104 acres)
Lot Depth	1 ft Depth
Garage Area	221 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	411 OAK RUN CT
City	ROYAL OAK
State	MI
Zip	48073-3549
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	T1N, R11E, SEC 10 OAKLAND COUNTY CONDOMINIUM PLAN NO 706 INDIAN OAKS UNIT 1, BLDG A L 11626 P 754 11-8-90 FR 080
Legal Range	11E
Legal Township	01N
Legal Section	10
Legal Subdivision	INDIAN OAKS CONDOMINIUM
Legal Unit	1
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	3
Census Block	3012
Census Tract	183800

Owner

Source: Oakland County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	411 OAK RUN CT, ROYAL OAK, MI 48073-3549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer · Reverse Mortgage CROSSCOUNTRY MORTGAGE
Apr 13, 2026	Quit Claim Deed, Transfer · Reverse Mortgage CROSSCOUNTRY MORTGAGE
Feb 11, 2026	Intrafamily Transfer, Transfer
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 1995 · Amount on Record
Deed Sale	Dec 28, 1995 · Amount on Record
Prior Sale	Mar 21, 1995 · Amount on Record
Last Transfer Date	Feb 27, 2026
Transfer Doc	20260048929
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 13, 2026
Property Address	411 OAK RUN CT, ROYAL OAK, MI 48073-3549
Document Number	0000048929
Book / Page	61100 / 734
Instrument Date	Feb 27, 2026
Instrument	202648929
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 OAK RUN CT, ROYAL OAK, MI 48073-3549

Mortgage

Document Number	0000048930,
Date	Apr 13, 2026
Instrument	202648930

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	884 Months
Due	Dec 13, 2099

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 13, 2026
Property Address	411 OAK RUN CT, ROYAL OAK, MI 48073-3549
Document Number	20260048929
Book / Page	61100 / 734
Instrument Date	Feb 27, 2026
Instrument	202648929
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 OAK RUN CT, ROYAL OAK, MI 48073-3549

Mortgage

Document Number	0000048930,
Date	Apr 13, 2026
Instrument	202648930

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	884 Months
Due	Dec 13, 2099

Interest

Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 11, 2026
Property Address	411 OAK RUN CT, ROYAL OAK, MI 48073-3549
Document Number	20260018482
Book / Page	60942 / 380
Instrument Date	Jan 19, 2026
Instrument	20260018482
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 OAK RUN CT, ROYAL OAK, MI 48073-3549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30667 ARDMORE CT, NOVI, MI 48377-4108

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	411 OAK RUN CT, ROYAL OAK, MI 48073-3549
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 OAK RUN CT 1, 1, ROYAL OAK, MI 48073-3549

Mortgage

Document Number	0000092836
Date	Apr 8, 2021
Book Page	56031/804
Instrument	92836

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	411 OAK RUN CT, ROYAL OAK, MI 48073-3549
Document Number	0000175301
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 OAK RUN CT #1 ROYAL OAK MI 480733549, 1, ROYAL OAK, MI 48073-3549

Mortgage

Document Number	0000175301
Date	Oct 22, 2019
Book Page	053407/000036
Instrument	175301

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,436.00 (-22.33%) Homeowner's exemption	$154,880	$309,760
2024	$4,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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