Effingham County property record for 411 Oak Ln, Rincon, GA 31326 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,475 sqft Heated Area |
| Lot Size | 30,928 sqft (0.71 acres) |
| Garage | 462 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $273,000 (2026) |
| Tax Bill | $3,015.00 (2025) |
| Primary APN | R2540-084-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,475 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Area | 462 sqft Garage |
| Deck Area | 144 sqft Deck |
|---|---|
| Patio Area | 144 sqft Patio |
| Porch | Open Porch |
| Porch Area | 70 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 25498 |
|---|---|
| Old Parcel Number | R2540084 |
| Street Address | 411 OAK LN |
| City | RINCON |
| State | GA |
| Zip | 31326-8816 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .71 AC LOT 84 |
| Legal Subdivision | BENT TREE PHASE 2B |
| Legal Phase | 2B |
| Legal Block | 2B |
| Legal Lot Number | 84 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 30307 |
Source: Effingham County records · APN R2540-084-000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 19, 2006 | Deed of Trust, Mortgage · Conventional Mortgage ADVANCED FINANCIAL SERVICES |
| Jan 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE |
| Jul 18, 2025 | Limited Warranty Deed, Transfer |
| Feb 15, 2024 | Warranty Deed, Transfer · Veterans Administration Mortgage PENNYMAC LOAN SERVICES |
| Apr 21, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage BANKSOUTH MORTGAGE |
| Jan 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS |
| Oct 09, 2015 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BANKSOUTH MORTGAGE |
| Jul 29, 2010 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage REAL ESTATE MORTGAGE NETWORK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Aug 01, 2025 |
| Deed Doc Number | 0003021382 |
| Deed Book / Page | 3021 / 382 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00001395/1 |
|---|---|
| Date | Jan 19, 2006 |
| Book Page | 1395/1 |
| Name | ADVANCED FINANCIAL SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 30, 2026 |
| Property Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 003021/382 |
| Book / Page | 3021 / 382 |
| Instrument Date | Jan 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.73 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 0003021386 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 3021/386 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 18, 2025 |
| Property Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 0002985/96 |
| Book / Page | 2985 / 96 |
| Instrument Date | Jul 01, 2025 |
| Instrument | D2025005343 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD, WESTLAKE VILLAGE, CA 91361-3027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 15, 2024 |
| Property Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 002894/328 |
| Book / Page | 2894 / 328 |
| Instrument Date | Feb 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | GA |
| Document Number | 0000002894/0000000330 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 0000002894/0000000330 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 21, 2022 |
| Property Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 002781/321 |
| Book / Page | 2781 / 321 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022-001206 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 0000002781/0000000323 |
|---|---|
| Date | May 02, 2022 |
| Book Page | 0000002781/0000000323 |
| Instrument | 004486 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 06, 2020 |
| Property Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 002566/871 |
| Book / Page | 2566 / 871 |
| Instrument Date | Jan 06, 2020 |
| Instrument | 2020-000035 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 0000002566/0000000873 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 0000002566/0000000873 |
| Instrument | 000166 |
| Name | BROKER SOLUTIONS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 09, 2015 |
| Property Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 002315/488 |
| Book / Page | 2315 / 488 |
| Instrument Date | Oct 09, 2015 |
| Instrument | 2015-002580 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 002315/490 |
|---|---|
| Date | Oct 15, 2015 |
| Book Page | 2315/490 |
| Instrument | 008544 |
| Name | BANKSOUTH MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 29, 2010 |
| Property Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 001952/435 |
| Book / Page | 1952 / 435 |
| Instrument Date | Jul 23, 2010 |
| Instrument | 051-2010-001680 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 640043, DALLAS, TX 75265 |
| Name | Verified Name |
|---|---|
| Address | 411 OAK LN, RINCON, GA 31326-8816 |
| Document Number | 001952/439 |
|---|---|
| Date | Jul 29, 2010 |
| Book Page | 1952/439 |
| Name | REAL ESTATE MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Address | RIVER EDGE, NJ 07661 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2040 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,015.00 (+9.92%) | $109,565 (-0.39%) Land $22,800 Building $86,765 | $273,912 (-0.39%) Land $57,000 Building $216,912 |
| 2024 | $2,743.00 (+37.36%) Homeowner's exemption | $109,992 (+44.98%) Land $22,800 Building $87,192 | $274,980 (+44.98%) Land $57,000 Building $217,980 |
| 2022 | $1,997.00 | $75,867 Land $17,600 Building $58,267 | $189,668 Land $44,000 Building $145,668 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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