Sangamon County property record for 411 N Stephens Ave, Springfield, IL 62702
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,000 (May 2025) |
| Tax Bill | $1,074 (2025) |
| Deeds & Mortgages | Feb 2008 Mortgage Oct 2006 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-25.0-352-054 |
| Primary APN | 14-25.0-352-054 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,600 sqft (0.22 acres) |
|---|
| Account Number | 14250352054 |
|---|---|
| Street Address | 411 N STEPHENS AVE |
| City | SPRINGFIELD |
| State | IL |
| Zip | 62702-5932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOTS 158 & 159 SPAULDING CAPITAL PARK ADD (80' X 120') (9600 SQ FT) |
| Legal Range | 05 |
| Legal Township | 16 |
| Legal Section | 25 |
| Legal Subdivision | SPAULDING CAPITAL PARK ADD |
| Legal Lot Number | 158-159 |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 5 |
| Census Block | 5022 |
| Census Tract | 600 |
Source: Sangamon County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 411 N STEPHENS AVE, SPRINGFIELD, IL 62702-5932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 19, 2008 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HOUSEHOLD FINANCE CORP III |
| Oct 10, 2006 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CITIFINANCIAL SERVICES INC |
| Sep 1, 2010 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK |
| May 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE |
| Dec 10, 2024 | Warranty Deed, Transfer · Commercial Mortgage ALLIANCE COMMUNITY BANK |
| Feb 16, 2005 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2025 · Amount on Record |
| Deed Sale | May 2, 2025 · Amount on Record |
| Prior Sale | Dec 10, 2024 · Amount on Record |
| Deed Document Number | 20257104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 411 N STEPHENS AVE, SPRINGFIELD, IL 62702-5932 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008R06542 |
|---|---|
| Date | Feb 19, 2008 |
| Instrument | 2008R06542 |
| Name | HOUSEHOLD FINANCE CORP III |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 18, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 411 N STEPHENS AVE, SPRINGFIELD, IL 62702-5932 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2006R39256 |
|---|---|
| Date | Oct 10, 2006 |
| Instrument | 2006R39256 |
| Name | CITIFINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 11, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 411 N STEPHENS AVE, SPRINGFIELD, IL 62702-5932 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2010R30740 |
|---|---|
| Date | Sep 1, 2010 |
| Instrument | 2010R30740 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | May 2, 2025 |
| Property Address | 411 N STEPHENS AVE, SPRINGFIELD, IL 62702-5932 |
| Document Number | 2025R07104 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 2025R07104 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 411 N STEPHENS AVE, SPRINGFIELD, IL 62702-5932 |
| Document Number | 2025R07105 |
|---|---|
| Date | May 2, 2025 |
| Instrument | 2025R07105 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Dec 10, 2024 |
| Property Address | 411 N STEPHENS AVE, SPRINGFIELD, IL 62702-5932 |
| Document Number | 2024R21086 |
| Instrument Date | Dec 5, 2024 |
| Instrument | 2024R21086 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 171, PETERSBURG, IL 62675-0171 |
| Investor | Possibly a Property Investor |
| Document Number | 2024R21087 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 2024R21087 |
| Name | ALLIANCE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Feb 16, 2005 |
| Property Address | 411 N STEPHENS AVE, SPRINGFIELD, IL 62702-5932 |
| Document Number | 2005R05888 |
| Instrument Date | Feb 15, 2005 |
| Instrument | 2005R05888 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $48.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield School District 186 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,074.00 (+21.91%) | $19,328 (+22.52%) Land $5,841 Building $13,487 | $57,984 (+22.52%) Land $17,523 Building $40,461 |
| 2022 | $881.00 Homeowner's exemption | $15,776 Land $4,767 Building $11,009 | $47,328 Land $14,301 Building $33,027 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 11 (1982–1996) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | May 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 117,444 people · EPA ID IL1671200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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