411 N St, Merced, CA 95341 Property Records

Merced County property record for 411 N St, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 910 sqft · built 1977
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Feb 2016)
Tax Bill$1,064 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone AO (high risk)
APN032-272-018-000

Property Details

APN / Parcel Number

Primary APN032-272-018-000
Alternative APN
  • 032-272-018

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area910 sqft Living Area
1st Floor Area910 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1979
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
Garage Area190 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number032-272-018
Street Address411 N ST
CityMERCED
StateCA
Zip95341-6643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionHAP HM ADD LOT 16 BLK 397
Legal SubdivisionHAP HM ADD
Legal Block397
Legal Lot Number16
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3025
Census Tract1503

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address524 R ST, MERCED, CA 95341-6573
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2016 · Amount on Record
Deed SaleFeb 29, 2016 · Amount on Record
Deed Document Number20166506
Last Transfer DateOct 8, 2021
Transfer Doc0000046553
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateOct 18, 2021
Property Address411 N ST, MERCED, CA 95341-6643
Document Number0000046553
Map ReferenceMB 11 PG 31
Instrument DateOct 8, 2021
Instrument2021046553
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 N ST, MERCED, CA 95341-6643

Mortgage

Document Number0000046554
DateOct 18, 2021
Instrument2021046554
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$102,627 (+2%) Land $54,333 Building $48,294
2025$1,064.00 (+7.47%) Homeowner's exemption$100,616 (+4.04%) Land $53,268 Building $47,348
2023$990.00 (+1.54%) Homeowner's exemption$96,710 Land $51,200 Building $45,510
2022$975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 63 policies
Nearby Flood Policies63 in force
Nearby Flood Claims2 (2006–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

Nearby Properties on N St

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