411 N Pearl St, Big Sandy, TX 75755 Property Records

Upshur County property record for 411 N Pearl St, Big Sandy, TX 75755

Property Summary

Property Type	Residential
Details	1 ba · 1,288 sqft · built 1980
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,962 (Feb 2025)
Tax Bill	$1,864 (2026)
Deeds & Mortgages	Apr 2009 Mortgage Feb 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S109-S01-C39-BL73LT05EPT`

Property Details

APN / Parcel Number

Primary APN	`S109-S01-C39-BL73LT05EPT`
Alternative APN	`48754`

Interior

Full Baths	1 Bath
Building Area	1,288 sqft Total Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,803 sqft (0.248 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S109-S01-C39-BL73LT05EPT
Street Address	411 N PEARL ST
City	BIG SANDY
State	TX
Zip	75755-2102
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 5 EPT, BLK 73 BIG SANDY S109 (A69) .248 ACRES & HOUSE
Legal Subdivision	BIG SANDY
Legal Block	73
Legal Lot Number	5
Jurisdiction	UPSHUR TX
Township / Civil Division	BIG SANDY
Census Block Group	2
Census Block	2032
Census Tract	950502

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 N PEARL ST, BIG SANDY, TX 75755-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Feb 3, 2025	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 12, 2017	Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	2025617
Prior Transfer Date	Mar 30, 2009
Prior Transfer Doc	0000002586
Record Updated	Oct 29, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	411 N PEARL ST, BIG SANDY, TX 75755-2102
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000858/235
Date	Apr 1, 2009
Book Page	858/235
Instrument	200902587

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DEERFIELD BEACH, FL 33442

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2039

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Feb 3, 2025
Property Address	411 N PEARL ST, BIG SANDY, TX 75755-2102
Document Number	0202500617
Instrument Date	Jan 31, 2025
Instrument	202500617
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N PEARL ST, BIG SANDY, TX 75755-2102

Mortgage

Document Number	0202500618
Date	Feb 3, 2025
Instrument	202500618

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	UPSHUR TX
Recording Date	Apr 12, 2017
Property Address	411 N PEARL ST, BIG SANDY, TX 75755-2102
Document Number	001301/105
Book / Page	1301 / 105
Instrument Date	Apr 4, 2017
Instrument	201702317
Transaction Type	Foreclosure
Record Updated	Sep 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1015238, COLUMBUS, OH 43219

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Big Sandy Town
County	Upshur County
Unified School District	Big Sandy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,864.00 (+1.58%) Homeowner's exemption	$104,000 (+1.53%) Land $15,230 Building $88,770	$104,000 (+1.53%) Land $15,230 Building $88,770
2025	$1,835.00 (+17.85%)	$102,430 (+17.91%) Land $15,230 Building $87,200	$102,430 (+17.91%) Land $15,230 Building $87,200
2023		$86,870 (+21.39%) Land $15,230 Building $71,640	$86,870 (+21.39%) Land $15,230 Building $71,640
2022	$1,557.00	$71,560 Land $13,720 Building $57,840	$71,560 Land $13,720 Building $57,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BIG SANDY serves 1,660 people · EPA ID TX2300001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Etex Telephone.

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