411 N Clark Ave, Sutton, NE 68979 Property Records

Clay County property record for 411 N Clark Ave, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1912
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Jul 2025)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77085-003-8466`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77085-003-8466`
Alternative APN	`000846600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,137 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 N CLARK AVE
City	SUTTON
State	NE
Zip	68979-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 1 BLK 3 CLARKS SUB DIV SUTTON CITY
Legal Subdivision	CLARKS SUB DIV
Legal Block	3
Legal Lot Number	1
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3036
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 N CLARK AVE, SUTTON, NE 68979-2031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Warranty Deed, Transfer · Conventional Mortgage CS BANK
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNCACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Sep 14, 2021 · Amount on Record
Deed Document Number	2025687
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jul 8, 2025
Property Address	411 N CLARK AVE, SUTTON, NE 68979-2031
Document Number	0202500687
Instrument Date	Jul 7, 2025
Instrument	202500687
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202500688
Date	Jul 8, 2025
Instrument	202500688

Lender

Name	CS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Sep 14, 2021
Property Address	411 N CLARK AVE, SUTTON, NE 68979-2031
Document Number	000134/360
Book / Page	134 / 360
Instrument Date	Sep 10, 2021
Instrument	2021-01346
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202101347
Date	Sep 14, 2021
Instrument	2021-01347

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,945 (+10.13%) Land $13,000 Building $192,945	$205,945 (+10.13%) Land $13,000 Building $192,945
2025	$2,717.00 (+9.38%)	$186,995 (+15.36%) Land $6,500 Building $180,495	$186,995 (+15.36%) Land $6,500 Building $180,495
2024	$2,484.00 (-17.99%)	$162,100 (-) Land $6,500 Building $155,600	$162,100 (-) Land $6,500 Building $155,600
2023	$3,029.00	$162,100 Land $6,500 Building $155,600	$162,100 Land $6,500 Building $155,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25

May also be available: Nextlink.

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