Wayne County property record for 411 N Chestnut St, Mount Olive, NC 28365
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,744 sqft · built 1920 |
| Lot Size | 0.498 acres (21,730 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Feb 2004) |
| Tax Bill | $2,048 (2023) |
| Deeds & Mortgages | Dec 2017 Line of Credit Dec 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02H14021001007 |
| Primary APN | 02H14021001007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,744 sqft Heated Area |
| Gross Area | 4,364 sqft |
| 1st Floor Area | 2,244 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 21,730 sqft (0.498 acres) |
| Lot Dimensions | 265 ft deep x 82 ft wide |
| Porch | Slab |
| Porch Area | 620 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 519340 |
|---|---|
| Street Address | 411 N CHESTNUT ST |
| City | MOUNT OLIVE |
| State | NC |
| Zip | 28365-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | N CHESTNUT ST |
| Jurisdiction | WAYNE NC |
| Township / Civil Division | BROGDEN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 800 |
Source: Wayne County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 N CENTER ST, MOUNT OLIVE, NC 28365-1609 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 11, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2004 · Amount on Record |
| Deed Sale | Feb 1, 2004 · Amount on Record |
| Prior Sale | Jan 1, 2000 · Amount on Record |
| Deed Book / Page | 2180 / 559 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 411 N CHESTNUT ST, MOUNT OLIVE, NC 28365-1617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 003342/449 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 3342/449 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NC |
| Property Address | 411 N CHESTNUT ST, MOUNT OLIVE, NC 28365-1617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 411 N CHESTNUT ST, MOUNT OLIVE, NC 28365-1617 |
| Document Number | 003949/390 |
|---|---|
| Date | Dec 11, 2024 |
| Book Page | 3949/390 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
Source: Wayne County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wayne County |
| Municipality | Mount Olive Town |
| Unified School District | Wayne County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,080 (-) Land $18,370 Building $234,710 | $253,080 (-) Land $18,370 Building $234,710 | |
| 2025 | $253,080 (+74.5%) Land $18,370 Building $234,710 | $253,080 (+74.5%) Land $18,370 Building $234,710 | |
| 2024 | $145,030 (-) Land $9,180 Building $135,850 | $145,030 (-) Land $9,180 Building $135,850 | |
| 2023 | $2,048.00 | $145,030 Land $9,180 Building $135,850 | $145,030 Land $9,180 Building $135,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1979–2018) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT OLIVE serves 4,261 people · EPA ID NC0496015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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