411 N Carpenter St, Mart, TX 76664 Property Records

McLennan County property record for 411 N Carpenter St, Mart, TX 76664

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,832 sqft · built 1940
Lot Size	0.758 acres (33,000 sqft)
Owner	Individual Name on File
Last Sale	$149,800 (Aug 2021)
Tax Bill	$1,636 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-001900-000900-0`

Property Details

APN / Parcel Number

Primary APN	`32-001900-000900-0`
Alternative APNs	`3200190000090000111` `131812`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Flooring	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	33,000 sqft (0.758 acres)
Lot Dimensions	165 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	750 sqft
Driveway	Concrete Driveway
Driveway Area	2,200 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Patio Area	800 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	411 N CARPENTER ST
City	MART
State	TX
Zip	76664-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COWAN L W ADDN LOT 13 14 15 16 BLOCK 1 ACRES .7576
Legal Subdivision	COWAN L W ADDN
Legal Block	1
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	MART
Census Block Group	1
Census Block	1011
Census Tract	3601

Owner

411 N Carpenter St is owned and occupied by an individual who bought it in August 2021.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	411 N CARPENTER ST, MART, TX 76664-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 23, 2021	Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Feb 1, 2019	Vendor's Lien, Transfer INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Feb 1, 2019 · Amount on File
Deed Document Number	202133924
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	0000021003
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	411 N CARPENTER ST, MART, TX 76664-1208
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N CARPENTER ST, MART, TX 76664-1208

Mortgage

Document Number	0000004330
Date	Feb 13, 2024
Instrument	2024004330

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Sep 1, 2051

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 23, 2021
Property Address	411 N CARPENTER ST, MART, TX 76664-1208
Document Number	0000033924
Map Reference	VOL 137 PG 92
Instrument Date	Aug 18, 2021
Instrument	2021033924
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N CARPENTER ST, MART, TX 76664-1208

Mortgage

Document Number	0000033925
Date	Aug 23, 2021
Instrument	2021033925

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 1, 2019
Property Address	411 N CARPENTER ST, MART, TX 76664-1208
Document Number	0000003542
Map Reference	VOL 137 PG 92
Instrument Date	Jan 31, 2019
Instrument	2019003542
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3438 PRINCETON DR, IRVING, TX 75062-4551

Mortgage

Document Number	0000003543
Date	Feb 1, 2019
Instrument	2019003543

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Mortgage

Document Number	0000003544
Date	Feb 1, 2019
Instrument	2019003544

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 411 N Carpenter St was $1,636 with a homeowner's exemption, down 31.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Mart City
Unified School District	Mart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,233 (+0.61%) Land $25,410 Building $126,823	$152,233 (+0.61%) Land $25,410 Building $126,823
2025	$1,636.00 (-31.75%) Homeowner's exemption	$151,310 Land $23,100 Building $128,210	$151,310 Land $23,100 Building $128,210
2024	$2,397.00
2023		$150,590 Land $23,100 Building $127,490	$150,590 Land $23,100 Building $127,490
2022	$2,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 N Carpenter St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 N Carpenter St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MART serves 1,846 people · EPA ID TX1550005
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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