Jefferson County property record for 411 N 2nd St, Festus, MO 63028 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,205 sqft Living Area |
| Lot Size | 9,787 sqft (0.225 acres) |
| Garage | Detached, 320 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $65,000 (1997) |
| Tax Bill | $849.00 (2024) |
Source: Jefferson County records · APN 193.006.04025006
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 N 2ND ST, FESTUS, MO 63028-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Aug 18, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage COMMERCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 1997 · Amount on Record |
| Deed Sale | Jul 16, 1997 · Amount on Record |
| Deed Book / Page | 780 / 1446 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 411 N 2ND ST, FESTUS, MO 63028-1827 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 411 N 2ND ST, FESTUS, MO 63028-1827 |
| Document Number | 0000027751 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022R-027751 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 12, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 411 N 2ND ST, FESTUS, MO 63028-1827 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 411 N 2ND ST, FESTUS, MO 63028-1827 |
| Document Number | 0000027379 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022R-027379 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Aug 12, 2034 |
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,000 (+6.67%) Land $1,500 Building $14,500 | $84,200 (-) Land $8,100 Building $76,100 | |
| 2024 | $849.00 (+0.47%) | $84,200 (+6.72%) Land $8,100 Building $76,100 | |
| 2023 | $845.00 | $15,000 Land $1,500 Building $13,500 | $78,900 Land $8,100 Building $70,800 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 193.006.04025006 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,205 sqft Living Area |
| 1st Floor | 1,205 sqft 1st Floor |
| Basement Area | 225 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame Construction |
| Lot Area | 9,787 sqft (0.225 acres) |
| Depth X Width | 145 ft x 70 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 320 sqft Garage |
| Porch Area | 35 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 411 N 2ND ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1827 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DERBY CITY LOT 3 & PT LOT 4 BLOCK 7 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | DERBY CITY |
| Legal Block | 7 |
| Legal Lot Number | 3,4 |
| Jurisdiction | JEFFERSON MO |
| Minor Civil Division | RIVER VIEW |
| Census Blockgroup | 5 |
| Census Block | 5025 |
| Census Tract | 700801 |
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