411 Morgan Rd, Binghamton, NY 13903 Property Records

Broome County and Binghamton Town property record for 411 Morgan Rd, Binghamton, NY 13903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1969
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$113,830 (Dec 2022)
Tax Bill	$4,324 (2026)
Deeds & Mortgages	Feb 2023 Sale Dec 2022 Sale & Mortgage
APN	`032200 192.02-1-44`

Property Details

APN / Parcel Number

Primary APN	`032200 192.02-1-44`
Alternative APNs	`220019200200010440000000` `22164302070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	65,340 sqft (1.5 acres)
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22164302070
Street Address	411 MORGAN RD
City	BINGHAMTON
State	NY
Zip	13903-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	00800000022S700X0000
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	1
Census Block	1019
Census Tract	12702

Owner

411 Morgan Rd is owned and occupied by two individuals who acquired it in January 2023.

Source: Broome County and Binghamton Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 MORGAN RD, BINGHAMTON, NY 13903-6111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Redemption Deed, Transfer
Dec 30, 2022	Warranty Deed, Transfer · FHA Mortgage PARAGON HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Prior Sale	Jun 27, 2002 · Amount on File
Deed Document Number	202233670
Deed Book / Page	2712 / 114
Last Transfer Date	Jan 13, 2023
Transfer Doc	00242/1467
Record Updated	Oct 29, 2026

February 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	BROOME NY
Recording Date	Feb 3, 2023
Property Address	411 MORGAN RD, BINGHAMTON, NY 13903-6111
Document Number	00242/1467
Book / Page	242 / 1467
Instrument Date	Jan 13, 2023
Instrument	202300002300
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Dec 30, 2022
Property Address	411 MORGAN RD, BINGHAMTON, NY 13903-6111
Document Number	002712/114
Book / Page	2712 / 114
Instrument Date	Dec 22, 2022
Instrument	202200033670
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 MORGAN RD, BINGHAMTON, NY 13903-6111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 LYDIA ST # 2, 2, BINGHAMTON, NY 13905-2311

Mortgage

Document Number	202200033671
Date	Dec 30, 2022
Instrument	202200033671

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 411 Morgan Rd was $4,324, up % from the year before.

Source: Broome County and Binghamton Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Binghamton Town
Unified School District	Susquehanna Valley Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,324.00 (+0.02%)
2025	$4,323.00 (+0.98%)	$69,500 Land $18,400 Building $51,100	$146,300 Land $38,733 Building $107,567
2024	$4,281.00
2023		$69,500 Land $18,400 Building $51,100	$120,870 Land $32,000 Building $88,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 411 Morgan Rd; there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Morgan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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