Bay County property record for 411 Maple Ave, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,735 sqft · built 1942 |
| Lot Size | 1.94 acres (84,637 sqft) |
| Owner | Company Name on File |
| Last Sale | $475,000 (Sep 2016) |
| Flood Zone | Zone AE (high risk) |
| APN | 22306-000-000 |
| Primary APN | 22306-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,735 sqft |
| 1st Floor Area | 1,735 sqft |
| Year Built | Built 1942 |
|---|---|
| Lot Area | 84,637 sqft (1.94 acres) |
| Lot Dimensions | 302 ft deep x 150 ft wide |
| Porch | Porch |
| Porch Area | 455 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 411 MAPLE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4777 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC09 |
| Legal Description | 10 4S 14W -75- 81A COM AT THE SE COR OF NW1/4 OF SE1/4 OF NW1/4 OF SEC TH RUN N |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | OAK RDG ADD 01 |
| Legal Lot Number | 13 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1800 |
411 Maple Ave, vacant land, is owned by a company that acquired it in September 2016 and is owner-occupied.
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 501 HARRISON AVE # 130, 130, PANAMA CITY, FL 32401-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2016 · Amount on File |
| Deed Sale | Sep 19, 2016 · Amount on File |
| Prior Sale | Apr 22, 2010 |
| Deed Document Number | 0038331549 |
| Deed Book / Page | 3833 / 1549 |
| Last Transfer Date | Sep 22, 2016 |
| Transfer Doc | 0038331549 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $238,445 (-) Land $238,445 | $238,445 (-) Land $238,445 |
| 2023 | Additional exemption filed | $238,445 Land $238,445 | $238,445 Land $238,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 Maple Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 19 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 28 condo units |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 Maple Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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