Williams County property record for 411 Main St, Ray, ND 58849
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jun 2020) |
| Tax Bill | $1,973 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2012 Mortgage + 2 more |
| APN | 02-000-00-30-06-015 |
| Primary APN | 02-000-00-30-06-015 |
|---|
| Street Address | 411 MAIN ST |
|---|---|
| City | RAY |
| State | ND |
| Zip | 58849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF RAY PARK ADD S 10 FT L 3 L 4 & N 1/2 L 5 B 6 |
| Legal Subdivision | PARK ADD |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | WILLIAMS ND |
| Township / Civil Division | RAY |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 953600 |
Source: Williams County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 547, RAY, ND 58849-0547 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Aug 22, 2012 | Deed of Trust, Mortgage WESTERN COOPERATIVE CU |
| Jun 15, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Jan 17, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on Record |
| Deed Sale | Jun 15, 2020 · Amount on Record |
| Prior Sale | Jan 17, 2018 |
| Deed Document Number | 874821 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Property Address | 411 MAIN ST, RAY, ND 58849 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000891785 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 891785 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Property Address | 411 MAIN ST, RAY, ND 58849 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000741901 |
|---|---|
| Date | Aug 22, 2012 |
| Instrument | 741901 |
| Name | WESTERN COOPERATIVE CU |
|---|---|
| Address | WILLISTON, ND 58801 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 17, 2017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Recording Date | Jun 15, 2020 |
| Property Address | 411 MAIN ST, RAY, ND 58849 |
| Document Number | 0000874821 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 874821 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 547, RAY, ND 58849-0547 |
| Document Number | 0000874822 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 874822 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILLIAMS ND |
| Recording Date | Jan 17, 2018 |
| Property Address | 411 MAIN ST, RAY, ND 58849 |
| Document Number | 0000843823 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 843823 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 807 N 33RD ST, BISMARCK, ND 58501-3232 |
Source: Williams County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Williams County |
| Municipality | Ray City |
| Unified School District | Nesson Public School District 2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,973.00 (+24.95%) | $98,600 (+23.81%) Land $12,750 Building $85,850 | $197,200 (+23.81%) Land $25,500 Building $171,700 |
| 2023 | $1,579.00 | $79,635 | $159,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RAY serves 950 people · EPA ID ND5300809 |
|---|---|
| Water Source | Purchased surface water from R & T WATER SYSTEM |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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