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411 Main St, Leaf River, IL 61047 Property Records

Ogle County property record for 411 Main St, Leaf River, IL 61047

Property Summary

Property TypeSingle Family Home
Details1,800 sqft · built 1973
Lot Size0.197 acres (8,621 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Feb 2019)
Tax Bill$3,211 (2025)
Deeds & MortgagesMar 2022 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-36-255-005

Property Details

APN / Parcel Number

Primary APN03-36-255-005

Interior

Stories2 Stories
Building Area1,800 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area8,621 sqft (0.197 acres)
Lot Dimensions157 ft deep x 55 ft wide

Location & Zoning

Street Address411 MAIN ST
CityLEAF RIVER
StateIL
Zip61047-4533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 7 BLK 2 GAFFIN ADD VIL LEAF RIVER
Legal SubdivisionGAFFIN ADD
Legal Block2
Legal Lot Number7
JurisdictionOGLE IL
Township / Civil DivisionLEAF RIVER
Census Block Group3
Census Block3033
Census Tract960700

Owner

Source: Ogle County records · APN 03-36-255-005

Assessment roll updated April 28, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address411 MAIN ST, LEAF RIVER, IL 61047-4533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Feb 27, 2019Deed, Transfer · Conventional Mortgage
STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Prior SaleSep 30, 2014
Deed Document Number20191016
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address411 MAIN ST, LEAF RIVER, IL 61047-4533
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001726
DateMar 22, 2022
Instrument202201726
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate

February 2019: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateFeb 27, 2019
Property Address411 MAIN ST, LEAF RIVER, IL 61047-4533
Document Number0000001016
Map ReferenceBK B PG 31
Instrument DateFeb 22, 2019
Instrument201901016
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$52.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 MAIN ST, LEAF RIVER, IL 61047-4533

Mortgage

Document Number0000001017
DateFeb 27, 2019
Instrument201901017
Lender
NameSTERLING BANK & TRUST FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionLeaf River Township
MunicipalityLeaf River Village
Unified School DistrictForrestville Valley Community Unit School District 221 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,211.00 (+37.11%)$51,030 (+28.46%) Land $7,312 Building $43,718$153,090 (+28.46%) Land $21,936 Building $131,154
2023$39,725 Land $6,621 Building $33,104$119,175 Land $19,863 Building $99,312
2022$2,342.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ogle County (17141C), updated December 30, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171419607003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims12 (1996–2019)
Most Recent ClaimJun 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2010 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 160 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
ZMP Holding Company
Fiber		1,000 / 1,000
AaroBand
Fixed Wireless		100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemLEAF RIVER
serves 403 people
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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