411 Main St, Buchanan, MI 49107 Property Records

Berrien County property record for 411 Main St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,528 sqft · built 1901
Lot Size	0.515 acres (22,433 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Oct 2012)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`58-8550-0022-02-2`

Property Details

APN / Parcel Number

Primary APN	`58-8550-0022-02-2`
Alternative APN	`11-58-8550-0022-02-2`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,528 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	22,433 sqft (0.515 acres)
Lot Depth	111 ft Depth
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 MAIN ST
City	BUCHANAN
State	MI
Zip	49107-1392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOTS 23,24 & 25 & THE ELY 49' OF LOT 22 OF THE WAGNER-STEVENS ADDITION TO THE CITY OF BUCHANAN EXC THE S 6' OF LOTS 23, 25 & THE ELY 49' OF LOT 22 THEREOF
Legal Subdivision	WAGNER-STEVENS ADDITION
Legal Lot Number	22-25
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	1
Census Block	1011
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 MAIN ST, BUCHANAN, MI 49107-1392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CIRCLE FCU
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit GREATER NILES COMM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2012 · Amount on Record
Deed Sale	Oct 8, 2012 · Amount on Record
Prior Sale	Jul 3, 2007 · Amount on Record
Deed Book / Page	3010 / 3321
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	411 MAIN ST, BUCHANAN, MI 49107-1392
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MAIN ST, BUCHANAN, MI 49107-1392

Mortgage

Document Number	03471/1848
Date	Mar 4, 2026
Book Page	3471/1848
Instrument	2026453011

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	411 MAIN ST, BUCHANAN, MI 49107-1392
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03159/2155
Date	Jan 3, 2017
Book Page	3159/2155

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000 (+21.5%)	$304,000 (+21.5%)
2025	$2,864.00 (+2.25%) Homeowner's exemption	$125,100 (+47.35%)	$250,200 (+47.35%)
2024	$2,801.00 (+5.7%)
2023		$84,900	$169,800
2022	$2,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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